up2drive – a division of BMW Bank of North America Ratings & Reviews

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up2drive – a division of BMW Bank of North America

(4.4 of 5) 460 Reviews

90% of our customers would recommend this lender.

About up2drive – a division of BMW Bank of North America

As the online division of BMW, get the same white-glove treatment when financing ANY make and model. With Up2drive, get your auto financing BEFORE stepping in the dealership, with the Drive Check™. The Drive Check™ works like a personal check, empowering...

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Customer Reviews

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460 Reviews

(4.4 of 5)
  • Lender Review
    from Wellington, MO Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    May 18, 2017

    Simple and Fast

    (0) (0)
    Process was very simple, even when we had to change the dealership we wanted to use due to the fact the Camaro we found in Oklahoma had an engine knock. Just made my first payment online, very simple as well. Overall a nice experience so far.

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  • Lender Review
    from Arlington, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    May 8, 2017

    Quick and easy auto loan

    (0) (0)
    Very easy process from start to finish!

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  • Lender Review
    from Kingman, AZ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    May 6, 2017
    Loan Closed On:
    May 30, 2017

    My dream car!

    (0) (0)
    Applied for financing a new car. I was approved immediately with upfront terms that I could choose from. Customer service was very knowledgeable and I love the low key friendly attitude. Better yet, once I found my dream car it cost a little more than I was initially approved for. I called back to request an increase in my finance amount. They called me back in less than 15 minutes to inform me I was fully financed with the same rate for my dream car. I have enjoyed every minute of purchasing and financing my car. I will never finance a car any other way in the future. Many thanks!... Read More

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  • Lender Review
    from Saint Louis, MO Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    April 23, 2017
    Loan Closed On:
    May 18, 2017

    Great experience

    (0) (0)
    Great experience--good rate, very easy to do business with, my only suggestion would be that they offer later hours for car dealers to contact them for final authorization of loan!

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  • Lender Review
    from Leesburg, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    April 17, 2017

    Great Experience

    (0) (0)
    The whole experience with up2drive has been great! The customer service was outstanding and all of my questions were answered. The terms of the loan was easy to understand. I would recommend up2drive to anyone looking for an auto loan.

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  • Lender Review
    from Port Saint Lucie, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    April 6, 2017
    Loan Closed On:
    April 28, 2017

    Smooth and easy process

    (2) (0)
    Fast approval. Consumer protection in place in the firm of not processing loans for cars with histories of serious accidents. Friendly, responsive customer service. Their process made for a seamless transaction. After finding the car we wanted, we closed at the dealership within an hour!

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  • Lender Review
    from Ellicott City, MD Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    March 10, 2017

    Excellent Service

    (2) (0)
    This was THE MOST painless experience I have had getting a car loan. I will DEF use them again & recommend too!

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  • Lender Review
    from Vanceboro, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    February 22, 2017
    Loan Closed On:
    March 23, 2017

    up2drive and DriveCheck review

    (2) (0)
    Everyone I interacted with from up2drive was very helpful and very knowledgeable. Overall, it was a positive experience. The one issue that I had was that it took a bit over 2 hours to get the drive check approved for the Carmax dealership. My purchase was being made at a dealership 2 hours from home, and this made for a much longer evening than was aniticipated. If drive check approvals could be expedited, that would be fantastic. Everything else about the experience so far has been phenomenal.... Read More

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  • Lender Review
    from Jamaica, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    November 14, 2016
    Loan Closed On:
    December 30, 2016

    Emmanuel Adelaja Review

    (1) (0)
    Very helpful and friendly

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  • Lender Review
    from Baton Rouge, LA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Auto Loan or Auto Refinance
    Services:
    Closed loan with this lender
    Date of Service:
    March 7, 2017
    Loan Closed On:
    March 29, 2017

    Hassle Free

    (4) (0)
    Process was hassle free. No problem at the dealership either.

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As the online division of BMW, get the same white-glove treatment when financing ANY make and model. With Up2drive, get your auto financing BEFORE stepping in the dealership, with the Drive Check™. The Drive Check™ works like a personal check, empowering you to choose your car while knowing your interest rate and payment beforehand. Avoid the finance manager’s “back office”, purchase (or refinance) your next vehicle in record time, and shop from the convenience of your home. Questions about payments, statements, principal balance, etc? We’ve got that covered with a customer service team ranked highest by JD Powers. With Up2drive, there are no upfront fees, and no commitment until you drive off with your new car.