up2drive – a division of BMW Bank of North America Ratings & Reviews

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up2drive – a division of BMW Bank of North America

(4.3 of 5) 389 Reviews

88% of our customers would recommend this lender.

About up2drive – a division of BMW Bank of North America

As the online division of BMW, get the same white-glove treatment when financing ANY make and model. With Up2drive, get your auto financing BEFORE stepping in the dealership, with the Drive Check™. The Drive Check™ works like a personal check, empowering...

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Customer Reviews

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389 Reviews

(4.3 of 5)
  • Lender Review
    from San Jose, CA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 4, 2016
    Loan Closed On:
    November 21, 2016

    Go for up2drive

    (0) (0)
    Great experience working with up2drive. It was quick and easy. Up2drive had the best rates out of several other offers I received.

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  • Lender Review
    from Santa Rosa, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Auto refinance made easy

    (0) (0)
    Fast response and easiest finance ever, never having to leave my desk to complete the whole process. Package with all info and a check arrived in 2 days. Definitely recommend.

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  • Lender Review
    from Garner, NC Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    October 8, 2016
    Loan Closed On:
    November 21, 2016

    Robert Cooney review

    (1) (0)
    Fast. Easy. Saved me $$$

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  • Lender Review
    from Avon, IN Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 7, 2016
    Loan Closed On:
    November 18, 2016

    Great Experience!

    (0) (0)
    This was absolutely the easiest loan I ever applied for! They gave me a great rate, twice as low as the dealer. Simply put Amazing, very satisfied.

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  • Lender Review
    from Hudson, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 18, 2016

    Amazing Experience!

    (1) (0)
    I have bought and financed several cars over the course of the past few years and Up2Drive was by far the easiest finance experience I have ever had. I am an attorney and self-employed and it has always been a difficult process with a ton of paperwork to get financed but with Up2Drive, the process was simple, easy and straightforward. Upon applying, I was approved within a half hour at a lower rate than expected. The check for the financed amount was delivered right when they said it would be with no surprises or catches in the financing package. Everything was exactly as they said it would be. With the pre-approved financing in place, I went to several dealerships and looked for the exact car I wanted knowing there would be no games or gimmicks with the dealer trying to negotiate with me since I already had the financing. Was the best car shopping experience I have ever had and I can thank this company for that! I would recommend Up2Drive to anyone who is looking for auto financing... Read More

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  • Lender Review
    from Easton, PA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    October 19, 2016

    Highly recommended

    (1) (0)
    Great, easy going service, flexible and very responsive to needs. After dealing with other lenders and having a comparison, I am very satisfied with this provider. Highly recommended!

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  • Lender Review
    from Miami, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    October 28, 2016
    Loan Closed On:
    November 21, 2016

    Simply awesome

    (1) (0)
    I was skeptical at first with the online processing of a refinance especially with it being my first time. Up2drive contacted me through email quickly and they had the best fit for my financial situation and time frame. The process was fairly simple and they helped each step of the way. The packet that arrived at my house was well put together, user friendly, professional and relatively easy to complete. I just made my first payment this past week and the online payment process also was a cinch. I'd like to thank up2drive for a wonderful experience so far and I would recommend them to anyone... Read More

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  • Lender Review
    from Orlando, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 21, 2016

    Quick and easy process

    (1) (0)
    The process was quick and easy. The agents explained the process and paperwork in detail and were pleasant when I asked to call them back multiple times. Would definitely go through u2drive again for future auto loan needs.

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  • Lender Review
    from Las Vegas, NV Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    June 4, 2016

    Excellent Experience

    (1) (0)
    They offered the amount I wanted with a really good Apr. Representative I spoke with answered all my questions. Got my paperwork over nighted to me and 2 days later bought the car I wanted! Would do business again!

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  • Lender Review
    from Cincinnati, OH Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Date of Service:
    November 10, 2016

    great

    (1) (0)
    easy, fast, efficient

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As the online division of BMW, get the same white-glove treatment when financing ANY make and model. With Up2drive, get your auto financing BEFORE stepping in the dealership, with the Drive Check™. The Drive Check™ works like a personal check, empowering you to choose your car while knowing your interest rate and payment beforehand. Avoid the finance manager’s “back office”, purchase (or refinance) your next vehicle in record time, and shop from the convenience of your home. Questions about payments, statements, principal balance, etc? We’ve got that covered with a customer service team ranked highest by JD Powers. With Up2drive, there are no upfront fees, and no commitment until you drive off with your new car.