Upgrade Ratings & Reviews

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Upgrade

(4.8 of 5) 133 Reviews

98% of our customers would recommend this lender.

About Upgrade

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change....

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Customer Reviews

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133 Reviews

(4.8 of 5)
Review Breakdown
  • Lender Review
    from Independence, MO Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    December 13, 2017

    Fantastic

    Everything went exceptionally well. Within 2 days got approved and money in bank

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  • Lender Review
    from Havertown, PA Confirmed LendingTree Customer
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 15, 2018
    Loan Closed On:
    January 17, 2018

    Quick and easy to apply

    It was great. Had my loan transferred to me the second day. Quick and easy to apply!

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  • Lender Review
    from Spring, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 13, 2018
    Loan Closed On:
    January 17, 2018

    Easy as pie

    I was skeptical. It was an easy verification process, easy submittal online, cash deposited 1-2 days directly into my account. The only thing I was not aware of was a fixed fee which took $250 out of the total amount of loan. It is possible that I missed this in the paperwork, but maybe it should have been in bold. Overall, they have the best rates.

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  • Lender Review
    from Little River Academy, TX Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 12, 2018
    Loan Closed On:
    January 17, 2018

    Very pleased

    This was a great experience for getting a loan. It was simple, easy to do and all online. The interest rates were comparable to other lenders. The "fees" however were more than I expected, especially with an online lender. I was thinking that they would be less than a normal bank loan since there is no paperwork/documents everything is online. I was wrong. However, I believe that they made it so painless, it was really worth it in the end.... Read More

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  • Lender Review
    from Las Vegas, NV Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 10, 2018
    Loan Closed On:
    January 16, 2018

    Easy to do

    It was very easy, ie no fuss no muss,documentation was easy to understand and it did not take long to be approved for a loan. Everything was done over their website.If you have everything they request not problem

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  • Lender Review
    from Oakland, CA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    December 27, 2017

    If you are self-employed, don't waste your time

    Terrible experience. If you are self-employed, don't even waste your time. They wanted all kinds of documentation, including bank statements, 2 years of tax returns, etc Their website didn't work in uploading it, so I sent it to a designated email address. But they kept asking for the same information over and over again. After weeks of back and forth, they told me I didn't have enough income to qualify. That's because they were looking at my 2015 and 2016 schedule C taxable "net profit", instead of my actual 2018 current income and cash flow. I asked how much I could qualify for, but they couldn't tell me, saying instead to just try again at a lower amount, and submit all the same documents again. No thanks. ... Read More

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  • Lender Review
    from Brooklyn, NY Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    November 29, 2017

    Great Loan Experince

    The process was fast and I received the funds within 2 days from applying for the loan.

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  • Lender Review
    from Palm Desert, CA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Small Business Loan
    Services:
    Closed loan with this lender
    Date of Service:
    December 30, 2017

    Easy Processing

    All aspects of the loan process were logical and fast.

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  • Lender Review
    from Hallandale, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 11, 2018

    Excellent

    Excellent rates, customer service, response time. Highly recommend.

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  • Lender Review
    from Pensacola, FL Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    January 6, 2018

    More Business in the Future

    I was able to submit everything online. Upgrade responded in a timely manner and was quick to process my application. Customer Service needed a few documents from the check list. It was easy to drag and drop those necessary documents. I received an email Congratulating me on the approval of my loan and I received the funds within 4 business days. Upgrade was a wonderful experience and I look forward to doing more business in the future... Read More

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Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.