Upgrade Ratings & Reviews

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Upgrade

(4.8 of 5) 432 Reviews

99% of our customers would recommend this lender.

About Upgrade

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change....

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Customer Reviews

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432 Reviews

(4.8 of 5)
  • Lender Review
    from Wetumpka, AL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 4, 2018

    Rick from Alabama

    I needed some quick cash to cover some unexpected, last minute expenses of my daughter's wedding. The application process was very easy and it took less than 6 days to get the money into my account. Would have been quicker except for the federal holiday weekend when the banks were closed during that 6 day period. Great customer service every time I talked with them and their bonus free credit score monitoring will come in handy. I chose them because they offered the best rates of the many offers I received through Lending Tree.... Read More

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  • Lender Review
    from Brooksville, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 9, 2018

    Yeah boyiee

    My overall experience was great, there wasn’t any problem with credit checking, back and forth with someone hassling you about anything. The transition was as smooth as silk and I’d recommend them to anyone.

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  • Lender Review
    from Saugus, MA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    October 9, 2018
    Loan Closed On:
    October 10, 2018

    100% satisfied

    It was very easy and fast!! No hassle!! Customer service was great!! The whole experience was great

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  • Lender Review
    from Milwaukee, WI
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    October 9, 2018
    Loan Closed On:
    October 10, 2018

    Fast and Easy

    The approval was incredibly fast, and I received the funds in less than 48 hours. While the rate was higher than loans I have taken in the past, for someone looking for quick cash, and easy repayment terms with no penalty for early repayment, I highly recommend.

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  • Lender Review
    from East Wenatchee, WA
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    October 6, 2018
    Loan Closed On:
    October 9, 2018

    Easy, fast loan process

    I was looking for a quick loan to help close on a property purchase, and Upgrade came through. We were able to get the loan approved, and cash in the bank in under a week. The low rate, and minimal fees were what helped me decide to use Upgrade, the quick, painless loan process was a bonus.

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  • Lender Review
    from Providence, RI
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    March 23, 2018

    fast funds

    very quick approval.. funds transferred right away.

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  • Lender Review
    from Atlanta, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    September 9, 2018
    Loan Closed On:
    September 11, 2018

    Upgrade, truly upgraded my finances.

    Wow, Upgrade really came through for me. I was in an unforeseen crunch and didn't know what I was going to do. I submitted my loan request @ 8pm on a Sunday, received a pre-approval within minutes & the final approval by 12:30pm the next day! The funds were in my account on Wednesday! Customer Service was helpful & courteous as well. Additionally, It was refreshing to see that I had a choice of loan options & with an APR that works for me. Since the APR I was offered from Upgrade was lower than their competitors & lower than my credit cards, I decided to go with Upgrade and pay off my cards as well. My payment plan is totally manageable. I highly recommend Upgrade... Read More

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  • Lender Review
    from Fort Myers, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    April 19, 2018

    Highly Recommend Upgrade for your loan options!

    It was a simple process. Very quick. Customer service was very professional and knowledgeable. Their interest rates are lower than other offers I received. I have no complaints at all with this company.

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  • Lender Review
    from Fort Valley, GA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    November 4, 2017

    Easy

    Very easy and quick process

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  • Lender Review
    from Sun Valley, NV Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    March 26, 2018

    Completely satisfied

    I needed a personal loan to consolidate my credit cards and other loans and upgrade was there for me. I did everything online, i didn't have to talk to a rep trying to talk me into an unnecessary amount. Everything was fast, painless and helpful. I really appreciate this service and i will absolutely recommend this to all of my friends.

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Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.