Upgrade Ratings & Reviews

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Upgrade

(4.8 of 5) 467 Reviews

99% of our customers would recommend this lender.

About Upgrade

Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change....

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Customer Reviews

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467 Reviews

(4.8 of 5)
  • Lender Review
    from Reno, NV
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender

    Recent Loan Application

    Quick and easy loan process; funds were transferred in an acceptable time.

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  • Lender Review
    from Hialeah, FL
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    March 29, 2018

    Thumbs Up

    Great friendly service with fast response time. So far haven't had any issues.

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  • Lender Review
    from Newton, KS
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    March 21, 2018

    Good but not great

    All worked great just would have liked a better rate

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  • Lender Review
    from Metamora, IN
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    November 22, 2018
    Loan Closed On:
    November 26, 2018

    Grateful and Relieved!

    Very grateful for the urgency and professionalism the Upgrade team displayed in every way a person could ask.

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  • Lender Review
    from Ashville, OH
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    October 16, 2018

    Don't waste your time

    They need to get their employees on the same page. One woman told me rental income would be considered. I sent all the documents to prove my income. When I called to check the status, the man who took my call said I didn't make enough. When I asked why, he could only count 1 months rent on one house ($1,300) and not the yearly amount of $38,000 for 4 houses. Big difference. If the first woman would have told me that, I wouldn't have even bothered going any further. Waste of time especially when they said I was pre-qualified. Now I have a fresh inquiry ding on my credit... Read More

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  • Lender Review
    from Otter Lake, MI
    (4 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    November 19, 2018

    Overall good experience

    Overall good experience. Had to submit the usual paystubs, bank statement and w2. Had the funds within 4 days. They called several times to verify identity. Interest rate was high, but to be expected based on my lower credit score in low 600s, still lower than a credit card I currently have. However, one thing I did not like was somehow an additional loan request was made on behalf without my request. I was told my loan request was submitted by a third party? Still unsure how this happened?... Read More

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  • Lender Review
    from Falls Church, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    November 19, 2018
    Loan Closed On:
    November 21, 2018

    Wonderful service

    Excellent service and prompt money availability.

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  • Lender Review
    from Los Angeles, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    October 29, 2018

    Excellent customer service, fast money delivery

    Very easy and quick process had my money in a matter of days. I would recommend Upgrade to everyone

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  • Lender Review
    from Trenton, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    I'm currently working with this lender
    Date of Service:
    November 18, 2018
    Loan Closed On:
    November 19, 2018

    Great satisfaction

    I'm so far satisfied with the whole process.

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  • Lender Review
    from Asbury Park, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    October 27, 2018

    Wonderful experience

    I literally received contact the same day I applied for my loan and was approved a few hours after that after providing a few documents. Money was in my account the next business day. Quick and efficient, fabulous!

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Upgrade is an online lending platform that combines personal loans with free credit monitoring, helping you secure more affordable credit now and in the future. We offer affordable personal loans of up to $50,000 with low fixed rates that will never change. With Upgrade you get fast funding – we’ll send the money to your bank account within a day of getting approved. You can use your Upgrade loan to pay off high interest credit cards, make a large purchase, finish that home improvement project, or almost anything! With automatic payments and a customizable due date, managing your account is easy and you’ll be able to circle the date on your calendar when you’ll be debt free.