Upstart Network, Inc Ratings & Reviews

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NMLS ID: 936133

Upstart Network, Inc

(3.9 of 5) 67 Reviews

76% of our customers would recommend this lender.

About Upstart Network, Inc

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate...

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Customer Reviews

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67 Reviews

(3.9 of 5)
  • Lender Review
    from Jackson, NJ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    April 20, 2017

    don't waste your time

    Same as other, was offered 5 different loans on the lending tree sight by upstart. when i went to upstart i was denied. waste of time, plus if they are so strict in their requirements, they shouldn't be associated with lending tree. Very disappointed and misleading.

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  • Lender Review
    from Westfield, NY Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    March 25, 2018

    Denied after receiving "offer"??

    Was "offered" a loan at a decent rate. But when I tried to accept and complete the loan I was denied? Why would Upstart offer a loan on Lending Tree only to deny it on their site?? Now I have another hard inquiry on my credit report and NO LOAN!! For people in the same situation as me, who are trying to improve their credit, trying to get out of debt with a credit card consolidation loan, trying to lower there monthly payments, this is extremely frustrating!! This made my credit rating worse! Lending Tree should stop doing business with Upstart. They're just as bad as Upstart for promoting / directing customers to their site.... Read More

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  • Lender Review
    from Whitmore Lake, MI Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    February 18, 2018

    Don't waste any time.

    Was pre-approved on Lending Tree site with multiple offers, but trying to actually apply was not able to get any loan. This is a waste of time and a hard inquire on your credit. Don't waste your time, just try a real local bank or credit union.

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  • Lender Review
    from Springfield, MA Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 29, 2018

    personal loan

    waist of time good credit and got denied so now i have a hard inquire for nothing

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  • Lender Review
    from Woodbury Heights, NJ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 8, 2018

    Liar

    I was "approved" for several loans, but then when going through the process they denied me. This is ridiculous.

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  • Lender Review
    from Laveen, AZ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 2, 2018

    Upstart is a JOKE!!!

    Do not apply for there loan!! Waste of time like other applicants stated.. you will get several loan requests ask you questions that had nothing to do with a Loan, “high school education “!! Really and .. then your DENIED! Stating your credit history, well UPSTART the reason for the loans is to Lower monthly payments to current accounts. So People don’t Fall For BANANA IN THE TAILPIPE BULL!!. I should have listened to the other applicants!... Read More

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  • Lender Review
    from Grove City, OH
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward

    False Advertising

    Like other reviews have said, Lending Tree says I qualify but then when you fill out form and submit you receive a denied message. Mine stated I exceeded credit limits but the whole point of debt consolidation is to consolidate debt and I wanted to close three accounts so I can save money due to rent risen up another $133 dollars a month. I have found no options in helping me change my financial situation... Read More

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  • Lender Review
    from North Miami Beach, FL Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    December 21, 2017

    It is not reliable

    Should be banner from LendingTree website cause it does not say right information about the pre qualification for loans. It is not reliable.

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  • Lender Review
    from Suffield, CT Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    September 13, 2017

    Don't waste your time!

    Waste of time! Was preapproved and filled out application and denied. My credit score isn't even low. Like I said waste of time, but on the plus side I had funds in my account next day from another lender.

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  • Lender Review
    from Fairfax, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    June 29, 2017

    Borrowed

    Easy and quick

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Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.