Upstart Network, Inc Ratings & Reviews

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NMLS ID: 936133

Upstart Network, Inc

(4.1 of 5) 63 Reviews

81% of our customers would recommend this lender.

About Upstart Network, Inc

Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate...

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Customer Reviews

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63 Reviews

(4.1 of 5)
  • Lender Review
    from Woodbury Heights, NJ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 8, 2018

    Liar

    I was "approved" for several loans, but then when going through the process they denied me. This is ridiculous.

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  • Lender Review
    from Laveen, AZ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 2, 2018

    Upstart is a JOKE!!!

    Do not apply for there loan!! Waste of time like other applicants stated.. you will get several loan requests ask you questions that had nothing to do with a Loan, “high school education “!! Really and .. then your DENIED! Stating your credit history, well UPSTART the reason for the loans is to Lower monthly payments to current accounts. So People don’t Fall For BANANA IN THE TAILPIPE BULL!!. I should have listened to the other applicants!... Read More

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  • Lender Review
    from Grove City, OH
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward

    False Advertising

    Like other reviews have said, Lending Tree says I qualify but then when you fill out form and submit you receive a denied message. Mine stated I exceeded credit limits but the whole point of debt consolidation is to consolidate debt and I wanted to close three accounts so I can save money due to rent risen up another $133 dollars a month. I have found no options in helping me change my financial situation... Read More

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  • Lender Review
    from North Miami Beach, FL Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    December 21, 2017

    It is not reliable

    Should be banner from LendingTree website cause it does not say right information about the pre qualification for loans. It is not reliable.

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  • Lender Review
    from Suffield, CT Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    September 13, 2017

    Don't waste your time!

    Waste of time! Was preapproved and filled out application and denied. My credit score isn't even low. Like I said waste of time, but on the plus side I had funds in my account next day from another lender.

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  • Lender Review
    from Fairfax, VA Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    I'm currently working with this lender
    Date of Service:
    June 29, 2017

    Borrowed

    Easy and quick

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  • Lender Review
    from Orange, NJ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    April 12, 2017

    Would not recommend.

    Had to a prequalification process, showed me 7 offers and then denied me. What was the point. It's horrible to think they were going to help and they didn't. I want to unregistered from this website.

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  • Lender Review
    from Edgewater, NJ Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    December 2, 2016

    Waste of time - Bogus prequalification

    The "Prequalification" with Upstart is bogus - you are not prequalified with the offers it gives you and you can't even proceed with an app through upstart if you already have an existing login email with them. Total waste of time. Lender should be removed from Lendingtree entirely or both Lendingtree and Upstart needs to work together to make the process better

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  • Lender Review
    from Bloomfield, NJ Confirmed LendingTree Customer
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    Closed loan with this lender
    Date of Service:
    March 4, 2016

    Fast and easy

    Fast and easy to apply for a loan. Money was in my checking account faster than promised.

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  • Lender Review
    from Hobart, IN Confirmed LendingTree Customer
    (1 of 5)
    Reviewed:
    Loan Type:
    Personal Loan
    Services:
    None - we connected, but I didn't move forward
    Date of Service:
    January 21, 2016

    Why

    They approved me for like 8 different loans , when I chose them they deny me??? Why even be on lending tree?

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Founded by ex-Googlers, Upstart looks beyond the FICO score to assess borrowers based on work and education history. Whether you are looking to pay off credit cards, refinance existing debt, or make a large purchase, Upstart can help you get the rate you deserve. Check your rate in minutes without affecting your credit score.