Watermark Home Loans Ratings & Reviews

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Watermark Home Loans

(4.9 of 5) 38 Reviews

100% of our customers would recommend this lender.

About Watermark Home Loans

Watermark Home Loan’s vision is to lead the industry through providing quality customer service, setting the standard for professional ethics, and delivering the best financial options to each client. Watermark Home Loans strives to provide complete customer...

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Loan Officers

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Joshua Crater Irvine, CA
Arnaud Dufour Irvine, CA
Martin Franco Irvine, CA
Nicholas Joutz Irvine, CA
Kristen Kirchner Irvine, CA
David Phelps Irvine, CA
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Customer Reviews

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38 Reviews

(4.9 of 5)
Review Breakdown
  • Loan Officer Review
    from Lancaster, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    So happy with our new Loan!

    Called Josh for a refinance after a neighbor referred us to him, his team was so nice and informative we were blown away. Definitely call Josh for your next Refinance loan if you want the best deal.

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  • Loan Officer Review
    from Lancaster, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this loan officer

    Wow such great rates & service!

    Great rates and service always answered my phone calls and really happy we used Josh as our Lender

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  • Loan Officer Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this loan officer

    buying first house

    We are working together to purchase our first home

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  • Loan Officer Review
    from Irvine, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this loan officer

    First Home

    We are working together to purchase our first home.

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  • Loan Officer Review
    from Santa Ana, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this loan officer

    Call Josh for your next Home Loan!

    I'm working with Joshua to purchase your first home, he has been such a help in getting us prepared for all the details. Even recommended us to an amazing realtor and we are so happy we found them to work with highly recommend calling Josh for your next home loan!

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  • Loan Officer Review
    from Ashburn, VA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    Closed loan with this loan officer

    Kristen Kirchner is very professional

    Her knowledge of the business far surpassed anyone I had ever worked with. She made the process easy and educational. Sh responded quickly when I reached out to her. She is definitely a very professional woman and I wouldn't work with anyone else.

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  • Loan Officer Review
    from Huntington Beach, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Home Purchase
    Services:
    I'm currently working with this loan officer

    Call Joshua Crater for your Next Home Loan!

    Joshua Crater and his team have been helping me prepare for my first home purchase, I'm so grateful for all the advice and help! He is taking the time to help me improve my credit scores so that I qualify for a lower rate and better loan terms, thank you so much Josh for all your help! I highly recommend calling Josh for your next home loan.

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  • Loan Officer Review
    from Huntington Beach, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Lowered my rate from 5% to 3.75%

    Josh helped me refinance my current home and lowered my rate from 5% to 3.75% and I was able to pull cash out to purchase an investment property rental. I am so thankful to Joshua and his team for helping me understand all my options and making the decision to purchase the investment property. He also connected me with a great Realtor Jessica at Coldwell Banker who also did a great job... Read More

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  • Loan Officer Review
    from Yountville, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Exception Customer Service and Great Rate

    I was very impressed with Josh Crater's customer service and professionalism. He was able to get me the lowest rate on the refinance for my home in San Francisco. He patiently guided me through the loan process, through to the successful close. His advice and expertise were invaluable.

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  • Loan Officer Review
    from Huntington Beach, CA
    (5 of 5)
    Recommended!
    Reviewed:
    Loan Type:
    Refinance
    Services:
    Closed loan with this loan officer

    Excellent and Friendly Service!

    Josh is a pleasure to work with. He's responsive, knowledgeable and knows how to get a loan through to closing in a timely fashion. Forward thinking and a great problem solver. I highly recommend, Josh!

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Watermark Home Loan’s vision is to lead the industry through providing quality customer service, setting the standard for professional ethics, and delivering the best financial options to each client. Watermark Home Loans strives to provide complete customer satisfaction and treat each client with the respect, integrity, and communication they deserve. Our purpose and approach are simple. We listen, analyze, educate, and advise each client regarding their specific financial needs and goals based on their current situation. We are dedicated to staying on the forefront of the changing financial industry in order to continually provide the best service to our clients.