Loan Officer Profile
About MeWith over 12 years in the mortgage industry, including several years as Branch President of Optimum Mortgage Group, you can count on me to assist you with all of your mortgage needs. Your complete satisfaction is my ultimate goal and I will work hard to exceed your expectations and provide a service level that will make us mortgage partners for life. Whether you are just shopping for information or ready to move forward, I am here to assist and guide you every step of the way. It will be fast, simple and easy!
- Employed by: CBC National Bank since 2016
- Georgia and nationally
Recently Answered Questions
Second mortgages are often variable rate products. We prefer to ascertain what the customer is trying to accomplish and perform a free mortgage analysis to determine if a second mortgage makes the most sense. Often, in today's low interest rate environment, a second mortgage does not make the most sense for the customer.
The answer to this question is… it depends. The difference in interest rate between the current and new mortgage is important. In almost every case, the mortgage balance is increased on a new mortgage due to pre-paid items and closing costs but significant savings are often realized with a lower rate and lower term, as long as the new higher payment is easily affordable. In this example, to calculate and compare costs, first determine the payment for a new 15 year mortgage. Then, using a financial calculator, solve for n (number of payments) if you begin to make that same payment toward your current mortgage with its current rate and balance. If that number is greater than 180, then it probably makes sense to refinance. Not to mention, you will likely skip a payment and receive a refund from your current escrow account when that loan is paid off by the new mortgage. Extra money for your pocket to sweeten the deal! Of course, I am happy to calculate these numbers for you!
Ratings & Reviews
Loan Officer ReviewJoseph from Harleysville, PARecommended!
Bill is a 5 star loan officer
Bill is awesome. We were refinancing our existing mortgage. Bill was the only person who went outside the box to provide us with the best rate available. Bill presented us with several options and worked closely with us throughout the process. Bill's response time was excellent regardless if our questions were in the evening or weekend. I highly recommend Bill for anyone looking to refinance their existing mortgage. Bill is 5 stars in my book.... Read MoreLoan Officer ReviewConnie from Goshen, INRecommended!
Best of the Best
Fantastic service! Bill is awesome. This was our first home purchase. He took care of everything and made the process so much better than I imagined. We will definitely use Bill for all our mortgage needs in the future.Loan Officer ReviewAdnane from Moore, SCRecommended!
Great guy, caring, prompt and very helpful.Loan Officer Reviewbharadwaz from Suwanee, GARecommended!
Bill is your man if you want to refinance
Bill was wonderful to work with throughout the process, he is professional and very responsive!Loan Officer ReviewMichael from Garland, TXRecommended!
Never Broke His Word
Our experience could not have been any better. Bill Brown and his staff are professional and patient. They answered all our questions, gently encouraged us when the paperwork seemed endless, and never once broke his word. We were skeptical about the entire online process to be begin with, but Bill and his staff were prayers answered when dealing with an online world. ... Read MoreLoan Officer ReviewAlex from Miami, FLRecommended!
Delivered as promised
I got exactly what I was looking for at a fair price. Bill was professional, courteous, knowledgable and responsive throughout the entire process. If you are shopping for a mortgage today do not hesitate to give this man a call! Highly recommended.Loan Officer ReviewJason from Lawrenceville, GARecommended!
Stellar performance and an all around awesome job!
I cant speak highly enough of Bill Brown and the exceptional service that he provided during our recent home purchase experience. Bill was engaged throughout the entire process from seeking preapproval and continued to remain engaged well after closing. Bill was patient with us while we searched for a home and was surprisingly available & responsive to after hours email communications. This was tremendously helpful when he was able to deliver needed documentation so that we could submit an offer on a Sunday afternoon. After completing the initial process with Lending Tree, I was bombarded with offers for financing. Throughout the persistent noise of other offers, Bill & his team's ability to consistently answer questions and provide guidance made selecting a loan officer entirely too easy. Bill kept us well informed of progress and timelines, Bill's experiences ensured that there were no surprises along the way. Thank You Bill Brown for all your hard work, our family is very appreciative and love our new home and surroundings. ... Read MoreLoan Officer ReviewMelissa from Goose Creek, SCRecommended!
My first home purchase. Had no idea where to start. Thanks to Mr Brown, my whole experience was pretty effortless. Mr Brown made sure every aspect was covered and explained. I got a fantastic rate, Mr Brown knows his job well. I have recommended him to several people.Loan Officer ReviewRenee from Gaithersburg, MDRecommended!
Thank you Bill Brown
Bill worked closely with me to ensure I closed on a refinance on my home. He made the process easy and he was very professional. I recommend Bill Brown!Loan Officer ReviewMiguel from Valrico, FLRecommended!With over 12 years in the mortgage industry, including several years as Branch President of Optimum Mortgage Group, you can count on me to assist you with all of your mortgage needs. Your complete satisfaction is my ultimate goal and I will work hard to exceed your expectations and provide a service level that will make us mortgage partners for life. Whether you are just shopping for information or ready to move forward, I am here to assist and guide you every step of the way. It will be fast, simple and easy!