Loan Officer Profile
About MeValue, loyalty and trust. Three things I keep in mind while helping you obtain the loan that is in YOUR BEST INTEREST! With over 12 years in the mortgage industry you can count on me to assist you with all of your mortgage needs. Your complete satisfaction is my ultimate goal and I will work hard to exceed your expectations and provide a service level that will make us mortgage partners for life. Whether you are just shopping for information or ready to move forward, I am here to assist and guide you every step of the way. It will be fast, simple and easy!
- Employed by: CBC National Bank since 2016
- Georgia and nationally
Recently Answered Questions
Second mortgages are often variable rate products. We prefer to ascertain what the customer is trying to accomplish and perform a free mortgage analysis to determine if a second mortgage makes the most sense. Often, in today's low interest rate environment, a second mortgage does not make the most sense for the customer.
The answer to this question is… it depends. The difference in interest rate between the current and new mortgage is important. In almost every case, the mortgage balance is increased on a new mortgage due to pre-paid items and closing costs but significant savings are often realized with a lower rate and lower term, as long as the new higher payment is easily affordable. In this example, to calculate and compare costs, first determine the payment for a new 15 year mortgage. Then, using a financial calculator, solve for n (number of payments) if you begin to make that same payment toward your current mortgage with its current rate and balance. If that number is greater than 180, then it probably makes sense to refinance. Not to mention, you will likely skip a payment and receive a refund from your current escrow account when that loan is paid off by the new mortgage. Extra money for your pocket to sweeten the deal! Of course, I am happy to calculate these numbers for you!
Ratings & Reviews
Loan Officer ReviewDaniel from Winston Salem, NCRecommended!
Review for Bill Brown
I had the pleasure of working with Bill to refinance my mortgage. At every step of the way, Bill was courteous, hard-working, and considerate in making sure that the refinance would work. In total, he guided me through the process during a two-month period and helped me navigate all of the potential pitfalls that would have derailed the application process with just about any other lender. Bill replied to my queries at all hours of the day, seven days a week. In the end, I got just the refinance package that I wanted. I can't thank him enough and gladly recommend him to anyone looking to buy a home or refinance their existing mortgage... Read MoreLoan Officer ReviewSusan from Cumming, GARecommended!
A Class Act
Bill Brown is awesome at his job. He also cares more about his customers than his paycheck. I was ready to go but he helped me understand that refinancing at this time may not be in my best interest. He gave me some information that made sense and I'm using it to make sure I'm able to accomplish all of my goals. I highly recommend Bill.Loan Officer Reviewmatt from Lake Charles, LARecommended!
Bill Brown's professionalism and dedication to me, far exceeded my expectations. He turned my difficult situation into something that was more manageable and realistic. I can't thank Bill enough for making the loan happen for me!Loan Officer ReviewSiam from Lanham, MDRecommended!
Bill gave great service, attention to detail and was awesome from the beginning of the process until the end. Very professional and easy to work with. The entire process with Bill was painless.Loan Officer Reviewmichael from Orlando, FLRecommended!
Amazingly fast service!
Bob was the fastest I've seen. He was the first to respond of any of the companies and within a matter of 2 days the loan application and review process was complete. My loan was closed in a matter of 3 weeks with no issues as Bill always kept me informed. I'd highly recommend Bill and CBC for your loan needs!Loan Officer ReviewBob from Simsbury, CTRecommended!
Our best mortgage experience ever
When I filled out information to explore mortgage options at Lending Tree, I received numerous phone calls and emails. Bill Brown acknowledged the volume of responses in his first phone call and simply requested the opportunity to tell us how he works and what he can do. There is a lot of competition but we wanted to work with someone who took the time to listen, learn and help with our specific needs. Bill Brown was that individual - from start to finish. Over the years, we have purchase 7 or 8 homes with associated mortgages. With Bill Brown's help, this was the best mortgage experience we have every had. Absolutely appreciate and highly recommend Bill Brown to help with your mortgage needs... Read MoreLoan Officer ReviewAnthony from Needham, MARecommended!
Bill Brown Gentleman!
Bill did a incredible job, he has a professionalism that excudes confidence for his clients. I would highly recommend Bill...Loan Officer ReviewJoseph from Harleysville, PARecommended!
Bill is a 5 star loan officer
Bill is awesome. We were refinancing our existing mortgage. Bill was the only person who went outside the box to provide us with the best rate available. Bill presented us with several options and worked closely with us throughout the process. Bill's response time was excellent regardless if our questions were in the evening or weekend. I highly recommend Bill for anyone looking to refinance their existing mortgage. Bill is 5 stars in my book.... Read MoreLoan Officer ReviewConnie from Goshen, INRecommended!
Best of the Best
Fantastic service! Bill is awesome. This was our first home purchase. He took care of everything and made the process so much better than I imagined. We will definitely use Bill for all our mortgage needs in the future.Loan Officer ReviewAdnane from Moore, SCRecommended!Value, loyalty and trust. Three things I keep in mind while helping you obtain the loan that is in YOUR BEST INTEREST! With over 12 years in the mortgage industry you can count on me to assist you with all of your mortgage needs. Your complete satisfaction is my ultimate goal and I will work hard to exceed your expectations and provide a service level that will make us mortgage partners for life. Whether you are just shopping for information or ready to move forward, I am here to assist and guide you every step of the way. It will be fast, simple and easy!