Loan Officer Profile

Chad Clayton Spencer

Reliance First Capital, LLC

6155 Rockside Road Suite 401 Independence, OH 44131
NMLS ID: 861714
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Thank you for taking the time to learn more about myself. What I do is my passion! I treat my clients like family and I have their interests and goals at heart. I always work hard to find the best solution. It goes above and beyond a dollar amount - it's changing a family's life for the better. I hope to earn your business the right way and will appreciate any opportunity to help! I look forward to it.

Ratings & Reviews

  • Loan Officer Review
    from Cookeville, TN
    (5 of 5)
    Recommended!
    Reviewed:

    Don’t give up!!

    After hitting several “bumps “ while trying to refinance with another agent, we was told no way at this and we was ready to give up. Chad Spencer found my information and tried several times to email and call me. Finally he called one evening and I figured it was time to let this gentleman know that he was wasting his time. Chad Spencer listened to me explain why it wasn’t possible (according to what I was told by another agent etc). He kindly asked for permission to run my information by his underwriter and he would call me back. I reluctantly said,sure! To my surprise Chad called back with in a few minutes and said he indeed COULD help me. Still reluctant, I provided the necessary information to get started with the refinance. Chad walked me through the entire process with patience. Within a few weeks, we was able to close on our deal with several thousand cash out and debts paid off, and being able to save hundreds every month to top it off!! Thank you so very much For working hard to complete this. Chad Spencer has been a huge blessing to our family. The Buck’s... Read More

  • Loan Officer Review
    from Longwood, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Chad S is the man and did what other could not do

    Chad is very patient and does a great job. Very fast to respond and gets solutions to all problem/s that pop up.

  • Loan Officer Review
    from Sewickley, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Great representative!!!

    Chad did a great job explaining everything step by step ,making sure that we were taken care of and put alot of care into us , he looked into our options and he came up with the best options for us , giving us differant choices to go over with great recommendations for the best possible loan options , made sure that others took care of us also from the appraisel to the close... Read More

  • Loan Officer Review
    from Havertown, PA
    (5 of 5)
    Recommended!
    Reviewed:

    Great loan officer

    Chad was very nice and informative ! He kept in constant contact and explained everything along the way. Helped us with all that we needed.

  • Loan Officer Review
    from Maple Shade, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    One of the Good Guys

    Chad was very professional in work, friendly with people he doesn't know and willing to assist the client to whenever possible.

  • Loan Officer Review
    from Silver Spring, MD
    (5 of 5)
    Recommended!
    Reviewed:

    Two thumbs up!

    I have worked with Chad Spencer for a few years now and he is absolutely wonderful. Always professional, very responsive, and very knowledgeable of his job. I will use Chad in the future for home loans and would recommend him to anyone.

Thank you for taking the time to learn more about myself. What I do is my passion! I treat my clients like family and I have their interests and goals at heart. I always work hard to find the best solution. It goes above and beyond a dollar amount - it's changing a family's life for the better. I hope to earn your business the right way and will appreciate any opportunity to help! I look forward to it.