Loan Officer Profile

David Allen Karcher

FirstBank

3500 Blue Lake Drive Birmingham, AL 35243
NMLS ID: 424981
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

David has been originating mortgages since 1998. He left the traditional mortgage space and specialized in the reverse mortgage product beginning in 2011. Since that time, he has become one of the leading experts in the reverse mortgage arena, lending on a national level.
  • Employed by: FirstBank since 2011
  • Licensed in:

Recently Answered Questions

David has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from West Babylon, NY
    (5 of 5)
    Recommended!
    Reviewed:

    David Karcher

    I work with David every day and he is extremely responsive to any and all needs of customers and co-workers

  • Loan Officer Review
    from North Berwick, ME
    (5 of 5)
    Recommended!
    Reviewed:

    David Karcher (1st Bank)

    David was a breath of fresh air. If a snag was presented he found an answer and got things going without missing a beat. He genuinely had our interests in mind at all times. It was a very smooth and painless procedure. I could reach him directly at any time. If he was not available when I called he returned my call immediately. He made us feel very comfortable at all times and was very easy to talk to also. Look around and then talk to David, you will be astonished at the difference. There is absolutely no comparison . David is the best. I was formerly a Bank loan officer and know how things can and should be handled. I spoke to several of Davids' competition before I spoke to him. All the others were a shadow of David. No comparison. From application to closing was less than 30 days. Just supply him with all of the info requested with the appl.and you're done. Everything completed on-line. Deal with the BEST. Call David. Bob. (Maine... Read More

  • Loan Officer Review
    from Woonsocket, RI
    (5 of 5)
    Recommended!
    Reviewed:

    The right person for your reverse mortgage

    Dave was great right out of the gate. I had compared First Banks rates with three other banks and they won by a favorable margin. Dave was great to chat with. He was not just a mechanical sounding employee, but rather had a fun and responsive personality. He made me feel like I was dealing with a guy that knew what he was doing and great at it. The process went smooth and he explained everything thoroughly. The closing went as planned and my money was right on time. Anyone looking for a reverse mortgage I will tell you, this is the bank and Dave is the guy! Thanks for all your help Dav... Read More

David has been originating mortgages since 1998. He left the traditional mortgage space and specialized in the reverse mortgage product beginning in 2011. Since that time, he has become one of the leading experts in the reverse mortgage arena, lending on a national level.