Loan Officer Profile
About MeDavid has been originating mortgages since 1998. He left the traditional mortgage space and specialized in the reverse mortgage product beginning in 2011. Since that time, he has become one of the leading experts in the reverse mortgage arena, lending on a national level.
- Employed by: FirstBank since 2011
- Alabama and nationally
Recently Answered Questions
Ratings & Reviews
Loan Officer ReviewEd from West Babylon, NYRecommended!
I work with David every day and he is extremely responsive to any and all needs of customers and co-workersLoan Officer ReviewRobert from North Berwick, MERecommended!
David Karcher (1st Bank)
David was a breath of fresh air. If a snag was presented he found an answer and got things going without missing a beat. He genuinely had our interests in mind at all times. It was a very smooth and painless procedure. I could reach him directly at any time. If he was not available when I called he returned my call immediately. He made us feel very comfortable at all times and was very easy to talk to also. Look around and then talk to David, you will be astonished at the difference. There is absolutely no comparison . David is the best. I was formerly a Bank loan officer and know how things can and should be handled. I spoke to several of Davids' competition before I spoke to him. All the others were a shadow of David. No comparison. From application to closing was less than 30 days. Just supply him with all of the info requested with the appl.and you're done. Everything completed on-line. Deal with the BEST. Call David. Bob. (Maine... Read MoreLoan Officer ReviewLucy from Woonsocket, RIRecommended!
The right person for your reverse mortgage
Dave was great right out of the gate. I had compared First Banks rates with three other banks and they won by a favorable margin. Dave was great to chat with. He was not just a mechanical sounding employee, but rather had a fun and responsive personality. He made me feel like I was dealing with a guy that knew what he was doing and great at it. The process went smooth and he explained everything thoroughly. The closing went as planned and my money was right on time. Anyone looking for a reverse mortgage I will tell you, this is the bank and Dave is the guy! Thanks for all your help Dav... Read MoreDavid has been originating mortgages since 1998. He left the traditional mortgage space and specialized in the reverse mortgage product beginning in 2011. Since that time, he has become one of the leading experts in the reverse mortgage arena, lending on a national level.