Loan Officer Profile

Erick Francisco Cifuentes

Reliance First Capital, LLC

201 Old Country Road Suite 205 Melville, NY 11747
NMLS ID: 155760
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I am a veteran of the mortgage industry with over 15 years of experience. I enjoy helping my clients achieve their financial goals by providing customized mortgage programs that best fit their particular situation and lifestyle. I take the time to understand my clients’ goals and then I provide different loan options that make sense (i.e.: shorten the term, reduce monthly payments, save money, etc.). I understand that clear constant communication is a key to success and thus I make myself available to my clients on a 24/7 basis. I take great pride in providing my customers with superior customer service and I look to make the entire mortgage process as quick and easy as possible. I look forward to working with you and I hope you give me an opportunity to earn your trust.

Ratings & Reviews

  • Loan Officer Review
    from Eugene, OR
    (5 of 5)
    Recommended!
    Reviewed:

    Erick Cifuentes is the Best!

    I was very unsure when I put my information in and my phone starting ringing immediately and I was so glad it was Erick. He was extremely professional and answered all my questions and concerns without being pushy and put my mind at ease. He was extremely proficient and I received the documents with a day I couldn’t believe how fast this process was and not stressful. I live in Oregon and he is based out of New York and it was an Amazingly smooth from start to closing. I would highly recommend Erick I would give him 6 Stars if I could!... Read More

  • Loan Officer Review
    from Portland, OR
    (5 of 5)
    Recommended!
    Reviewed:

    Great experience with Erick

    Erick is the best. After shopping around for the best loan company. He found us the best rate and he did it fast. He is easy to reach during the whole process.

  • Loan Officer Review
    from Plainsboro, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    A seamless and pleasurable refinance experience

    From the moment Erick contacted me via lending tree and till the closing of my loan and beyond working with Erick and Tammy Kaur has been the best experience I have ever had when looking for a mortgage. Erick explained everything in detail every step of the way and never hesitated to explain multiple times if I had questions. He gave me seven different options to work with and even when my appraisal came in lower than expected he put me at ease and I still got what I was looking for. He always responded to my emails and calls pretty much immediately and even when things were in process and there was nothing to convey he would still call and check up on me and let me know that things were in progress. He got me a very competitive rate -- and I would call him more of a friend than a business associate after the loan process -- we talked about families and various other things. Working with Tammy was equally pleasurable and she was always on top of documents and other needs throughout the process and kept me informed at every point. She chased down my previous employers for verification and ensured that the processing went smoothly. I really had an awesome experience with Erick and Tammy and with hence with Reliance and would highly recommend both the company as well as these 2 wonderful people and I will always approach them for any future needs I hav... Read More

  • Loan Officer Review
    from Albany, OR
    (5 of 5)
    Recommended!
    Reviewed:

    Great service

    He was such a pleasure to work with. He kept me informed each step and is extremely personable.

  • Loan Officer Review
    from Deer Park, NY
    (5 of 5)
    Recommended!
    Reviewed:

    Erick treated me like Family

    I was working with another mortgage company to refinance my house and my friend suggested I get a second opinion from Reliance. Once I spoke to Erick Cifuentes a mortgage analyst with Reliance I knew right away that I wanted to work with him. The way Erick explained things to me, took my hand and guided me through this whole process it felt more like a friend, a family member or even my parents helping me refinance my house. Erick from Reliance got me a better rate, more competitive and affordable closing costs. Most of the documents that needed to be signed were done electronically making the process easier, and when it was time to close, they came to my house. I would highly recommend them to anyone, as a matter of fact, I will be a preacher for Reliance from now on. I don't randomly give away my trust to anyone, you have to earn it. Purchasing or refinancing a home is a big commitment, you have to work with someone trustworthy as it feels that you are signing away your life. Erick earned my trust I can trust him with my life. Anyone who is looking into a mortgage or refinancing, or looking to add new member to Thanksgiving dinner, please speak to Erick at Reliance. Best customer service and rates of any company I've ever worked wit... Read More

  • Loan Officer Review
    from Woodstown, NJ
    (5 of 5)
    Recommended!
    Reviewed:

    Great Person to Work With

    Erick is absolutely the best loan officer we have ever worked with. It was obvious from the beginning that Erick was a professional in every sense of the word. He listened to our needs and presented us with several options for us to consider. Erick guided us in everything from the application process to the closing of the loan. It all fell into place right on schedule. He did a great job... Read More

  • Loan Officer Review
    from Bronx , new york
    (5 of 5)
    Recommended!
    Reviewed:

    A true champ

    I was greatfull for having this man in my corner I felt finally someone that cared as much as me to help me with the loan process and keep my home very greatfull and humble to know there people out there who care

I am a veteran of the mortgage industry with over 15 years of experience. I enjoy helping my clients achieve their financial goals by providing customized mortgage programs that best fit their particular situation and lifestyle. I take the time to understand my clients’ goals and then I provide different loan options that make sense (i.e.: shorten the term, reduce monthly payments, save money, etc.). I understand that clear constant communication is a key to success and thus I make myself available to my clients on a 24/7 basis. I take great pride in providing my customers with superior customer service and I look to make the entire mortgage process as quick and easy as possible. I look forward to working with you and I hope you give me an opportunity to earn your trust.