Loan Officer Profile

Gilbert Lebron Ramos Jr.

HomePlus Mortgage

2878 Camino Del Rio South Suite 402 San Diego, CA 92108
NMLS ID: 286678
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I'm a Sr. Loan Officer with HomePlus Mortgage. I have extensive knowledge of the mortgage industry, proven my ability to provide the most competitive rates, along with providing exceptional personalized service. Over the years, I have had the privilege to work with thousands of satisfied clients through online lending networks such as LendingTree (where lenders compete for your business). My goal is to make sure all my clients not only get the best deal, but are also 100% satisfied. I appreciate the opportunity to earn your business!

Recently Answered Questions

Gilbert has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from Yorba Linda, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Company That Cares About Their Clients

    Thank you Gilbert Ramos, and your amazing team for helping us with our refinance. We came to HomePlus Mortgage to help us with Refinancing our house, the HomePlus Mortgage Team worked beyond and above our expectations. Gilbert educated us about the process, moved things quickly as we had hoped for, got us a great rate, was professional, and always prompt. He kept us informed of what was going on via email and phone calls and text messages. He made our experience for refinancing a home wonderful. HomePlus Mortgage was amazing and we will definitely recommend them to family and friends. Gilbert and HomePlus Mortgage will not only accommodate and help you, they will go above and beyond to make sure you come to them first the next time around. I wish there was a sixth star for the businesses that goes above and beyond 5-star service. If you're looking for a company that cares about their clients, you won't be disappointed! Thank you Gilbert and Kelly for all the help! what else can I say. Just call Gilbert! ... Read More

  • Loan Officer Review
    from Santee, CA
    (5 of 5)
    Recommended!
    Reviewed:

    5 star loan officer

    I am truly pleased to do business with him. He made it so easy and fast. I highly recommend him!! Thank you and all the best Gilbert.

  • Loan Officer Review
    from Rocklin, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Fantastic Refi Experience with HomePlus!

    Gilbert Ramos, with HomePlus mortgage did a great job of putting together and shepherding our refi. There were many challenging hurdles to overcome and Gilbert succeeded in winning on my behalf every time: 1. lowest total fees and costs by more than $1000 over competing brokers and lenders; 2. Helped overcome challenging income issues as I recently retired; 3. Negotiated $0 cost 30-day rate lock extension saving hundreds; 4. untangled problems with previous loan that wasn't properly reconveyed, etc. Fantastic job and highly recommend... Read More

  • Loan Officer Review
    from Northern California
    (5 of 5)
    Recommended!
    Reviewed:

    A Pleasant Experience

    Gilbert is a pleasure to work with. He has a non-pressure approach and is courteous and polite. He patiently answered our questions and was prompt in returning our calls. We would use his services again.

  • Loan Officer Review
    from Sherman Oaks, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Don't waste your time going anywhere else!

    Save yourself the time and aggravation - start and end your refinancing here. Specifically, deal with Gilbert - his word is as good as gold. He treats you like family to the point that he recognizes your voice when you call. (It's not Caller ID since my numbers are restricted!) After listening to countless stories from our friends about their nightmare experiences with refinancing companies, we delayed our own refinance to our own detriment just to avoid the headaches. Rates got so low that we couldn't resist anymore and ventured upon HomePlus. We dealt with Gilbert Ramos from beginning to end. The regulations are extremely restrictive and demanding these days and Gilbert is very well versed in the requirements. He walked us through the process step by step (no surprises!), kept great records, and never asked us for the same thing twice. He advised as to our best options and steered us to the best company with the best terms... Read More

  • Loan Officer Review
    from Lakewood CA
    (5 of 5)
    Recommended!
    Reviewed:

    The Process

    The process was great! Although the notary was problematic. We only had one day to sign the final papers because our thirty days was almost over and our rate of 3.5% for 30 years would be in jepaordy. This worked out. Gilbert was very knowledgeable, friendly, and responsive. I would recommend Home Plus Mortgage to anyone.

  • Loan Officer Review
    from Murrieta, CA.
    (5 of 5)
    Recommended!
    Reviewed:

    Ask for Gilbert Ramos @ HomePlusMortgage

    Gilbert made this process easy, quick and painless. Communication was great! Gilbert answered all of my calls and replied to all of my emails right away. I know exactly what was happening and knew exactly what to expect. I'm grateful for the great rate and short term. Ask for Gilbert Ramos.

  • Loan Officer Review
    from computer engineer, San Francisco, CA
    (5 of 5)
    Recommended!
    Reviewed:

    my experience with Gilbert

    I just want to let you know that my experience working with Gilbert Ramos from HomePlus Mortgage for my home re-finance was excellent. Right from initiating the loan till closing they were in constant touch with me explaining each step of the complex re-finance process. Because of my wife travel plans we had some challenges with the process but both Gilbert & Kim worked very hard to get the loan completed in time. I highly recommend them to family & friends... Read More

  • Loan Officer Review
    from Lake Forest, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Easy to work with.

    I reviewed Home Plus Mortgage overall, but the real reason we were thrilled (not just satisfied) with our refinance was the experience we had working with Gilbert (and Kim). Every communication was responded to almost immediately, and they were very patient with all my questions and requests. I couldn't be happier - the process was less painful due to fantastic customer service... Read More

  • Loan Officer Review
    from Novato, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Loan Officer - Gilbert Ramos

    Gilbert went above and beyond in order for us to obtain a refinance. Since we were self-employed, the bank wanted an incredible amount of paperwork. Gilbert had to make sure every document was perfect. He had an incredible amount of patience to help us get through. And in the end, he secured a lower interest rate! I highly recommend him.

I'm a Sr. Loan Officer with HomePlus Mortgage. I have extensive knowledge of the mortgage industry, proven my ability to provide the most competitive rates, along with providing exceptional personalized service. Over the years, I have had the privilege to work with thousands of satisfied clients through online lending networks such as LendingTree (where lenders compete for your business). My goal is to make sure all my clients not only get the best deal, but are also 100% satisfied. I appreciate the opportunity to earn your business!