Loan Officer Profile

John Herman Changaris

First Commonwealth Mortgage Inc.

307 N. Hurstbourne Pkwy Suite 295 Louisville, KY 40222
NMLS ID: 246063
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I have spent two and a half years as a Loan Officer with two years as a Senior Loan Officer and several year as a Floor Manager. During these years I have been responsible for procuring new business relationships all while ensuring client retention and the proper performance of each client’s file. With specialized training in all FHA, VA, Jumbo, Conventional and USDA loans I developed a process that allows each client’s file to smoothly transition through the mortgage process and time. Every day I show up to work with a chance to help my clients achieve and optimize their goals through their home financing. Being able to help each person and family I come into contact with makes my job unbelievably rewarding. I ensure my clients have a true understanding of my mortgage process allowing each client to see the value of a home financial plan. The chance to help my clients is only compounded by the gift of being able to come to work with such an extraordinary team of people. Here at First Commonwealth Mortgage every employee brings a wealth of experience allowing each client to utilize hundreds of years of experience within the mortgage business. Enjoying my family is one of my biggest interests. Playing and learning new things with my sons helps me stay grounded. Golfing, hiking, riding bikes, investing and learning are some of my favorite hobbies. “The price of anything is the amount of life you exchange for it” – Henry David Thoreau I have 2 growing boys and a large extended family. Family is one of the most rewarding and challenging investments I have ever had the chance to partake. Everyday brings me to a new level of appreciation and adoration of each member within my whole family. “Are you bored with life? Then throw yourself into some work you believe in with all your heart, live for it, die for it, and you will find happiness that you had thought could never be yours.” – Dale Carnegie Licensed in Kentucky, Indiana, Alabama, Georgia, Florida, Maryland, Tennessee, Virginia and New Jersey

Recently Answered Questions

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Ratings & Reviews

  • Loan Officer Review
    from Louisville, KY
    (5 of 5)
    Recommended!
    Reviewed:

    Best loan officer - 100%

    My experience of Commonwealth was almost entirely through John. I was lucky enough to be referred to him. He was incredibly patient despite all the anxiety I had as a first time home buyer. He was timely -- and that mattered because we had to go through a few rounds of questioning. He was knowledgable and was experienced at explaining technical information to a new home buyer. He was also super friendly! John turned the nerve-wracking experience into a pleasure where possible. I really don't think I could have found a better loan officer... Read More

  • Loan Officer Review
    from Bremen GA
    (5 of 5)
    Recommended!
    Reviewed:

    Dream home

    John, Sure you can read original review, don't normally do these but you were great to work with. Closing went great and we are looking forward to moving. Thanks Mike and Teresa

I have spent two and a half years as a Loan Officer with two years as a Senior Loan Officer and several year as a Floor Manager. During these years I have been responsible for procuring new business relationships all while ensuring client retention and the proper performance of each client’s file. With specialized training in all FHA, VA, Jumbo, Conventional and USDA loans I developed a process that allows each client’s file to smoothly transition through the mortgage process and time. Every day I show up to work with a chance to help my clients achieve and optimize their goals through their home financing. Being able to help each person and family I come into contact with makes my job unbelievably rewarding. I ensure my clients have a true understanding of my mortgage process allowing each client to see the value of a home financial plan. The chance to help my clients is only compounded by the gift of being able to come to work with such an extraordinary team of people. Here at First Commonwealth Mortgage every employee brings a wealth of experience allowing each client to utilize hundreds of years of experience within the mortgage business. Enjoying my family is one of my biggest interests. Playing and learning new things with my sons helps me stay grounded. Golfing, hiking, riding bikes, investing and learning are some of my favorite hobbies. “The price of anything is the amount of life you exchange for it” – Henry David Thoreau I have 2 growing boys and a large extended family. Family is one of the most rewarding and challenging investments I have ever had the chance to partake. Everyday brings me to a new level of appreciation and adoration of each member within my whole family. “Are you bored with life? Then throw yourself into some work you believe in with all your heart, live for it, die for it, and you will find happiness that you had thought could never be yours.” – Dale Carnegie Licensed in Kentucky, Indiana, Alabama, Georgia, Florida, Maryland, Tennessee, Virginia and New Jersey