Loan Officer Profile

John Vitale

HomePlus Mortgage

2878 Camino Del Rio South Suite 402 San Diego, CA 92108
NMLS ID: 254533
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I want to earn your business as a lifetime client. I will do this by offering you the lowest rates and the best service available as you should not settle for less. I chose HomePlus after 21 years with another company because of the vast number (35+) lenders HP is approved with to offer the lowest rates as well as the professionalism with the staff and loan officers. You will also benefit with my lifetime rate monitoring program. I will notify you anytime I can offer you a lower rate at no cost, as I have done for many of my clients over 10 times.

Recently Answered Questions

John has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from Cambria, CA
    (5 of 5)
    Recommended!
    Reviewed:

    John did a great job for me

    (1) (0)

    Buying a home along with selling at the same time is daunting. John Vitale and Terra did a wonderful job keeping everything on track. They answered all my questions and helped me make the process painless. I will recommend then to anyone looking for a home loan. 5 stars

  • Loan Officer Review
    from Hacienda Heights, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Ms. RN

    (1) (0)

    John Vitale made the difference in the funding of my loan. He has met all my expectations in pursuing to get this loan approved. Thank you John for your assistance.

  • Loan Officer Review
    from Paradise, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Happy Home Owner

    (1) (0)

    John was easy to work with. Kept in good communication and walked me all the way through the whole process. Easiest refinance I have ever done.

  • Loan Officer Review
    from San Jose, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent service from John Vitale

    (1) (0)

    When my husband and I decided to refinance we were contacted by many different companies. John Vitale from HomePlus Mortgage was one of the first people we talked to. We immediately knew we wanted to work with him to refinance our home. John was willing to talk with us when it was convenient for us. That usually meant after normal working hours. He answered all of our questions, which was a lot, since it was our first time refinancing our home. The process after we locked in our new rate was painless. John and the other people that work with him did a great job communicating to us along the way. We will definitely work with John Vitale and HomePlus Mortgage the next time we want to refinance.... Read More

  • Loan Officer Review
    from Studio City, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Outstanding!

    (1) (0)

    I worked with John Vitale and Terra Lewandowski, and they were absolutely the best! They answered every question I had immediately, were always available, even late at night, and were professional and kind. I unqualifiedly recommend them!

  • Loan Officer Review
    from Elk Grove, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Wonderful Experience

    (1) (0)

    My Wife and I had the absolute pleasure of working with Mr. John Vitale, our HomePlus Mortgage Officer. As first-time buyers, we were obviously new to the loan process, but John guided us with tremendous patience and professionalism. Unfortunately, our Builder was very difficult at times to work with, but John revealed perpetually, his sublime character, integrity, and tireless advocacy. Many times, our Builder was not responsive to emails or phone calls, but John relentlessly pursued a legitimate response. Often, John worked beyond his scheduled hours, sending us pertinent emails and updates, even answering questions or concerns late into the evening. Although John had multiple, concurrent clients, we habitually felt as if we were his only clients, given the supreme attention to detail, expeditious responsiveness, and his very personable nature. When tensions subtly arose, John predictably governed himself with the calm and ease indicative of a true professional. We cannot praise or thank him enough for guiding us as first-time home buyers with his steady hand of wisdom, competence, and sincerity. As a result of John's expertise, my Wife and I were able to close escrow in a timely manner without suffering any penalties Builders usually impose when the anticipated close of escrow date is superseded. We are forever indebted to Mr. John Vitale and HomePlus Mortgage for a smooth transition into homeownership! ... Read More

  • Loan Officer Review
    from Westminster, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Thanks again John Vitale

    (1) (0)

    This is 4th times John Vitale working with us for refinance .He is very professional , efficient and knowledgeable , he always responded my email after sending him to answer questions and help me resolve problems. Highly recommended him !

  • Loan Officer Review
    from San Marcos, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Save Time and Money with John Vitale!

    (1) (0)

    John Vitale always keeps me updated on a regular basis when interest rates are heading lower. It always pleasure to hear from John as I know I'm going save money by refinancing at lower rates with a no cost loan. John is extremely professional and the refinance process is fast. I high recommend John for all your mortgage needs!

  • Loan Officer Review
    from Valley Center, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Best loan officer!

    (1) (0)

    John Vitale was a pleasure to work with. We not only purchased but we refinanced with him. From start to finish he communicated with us explaining everything along the way. We got an excellent rate and a loan with no surprises that closed on time! I highly recommend him!

  • Loan Officer Review
    from Porterville, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Awesome service!!

    (1) (0)

    John Vitale is a professional that really knows his job. Everything was handled with promptness and John was really good at explaining every step of the way. In the future, if I have any mortgage needs, I will be contacting John Vitale first. I will also be recommending John to all my friends and family.

I want to earn your business as a lifetime client. I will do this by offering you the lowest rates and the best service available as you should not settle for less. I chose HomePlus after 21 years with another company because of the vast number (35+) lenders HP is approved with to offer the lowest rates as well as the professionalism with the staff and loan officers. You will also benefit with my lifetime rate monitoring program. I will notify you anytime I can offer you a lower rate at no cost, as I have done for many of my clients over 10 times.