Loan Officer Profile

Jonathan Pernes

CBC National Bank

2450 Atlanta Highway Suite 1103 Cumming, GA 30040
NMLS ID: 983308
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Welcome to my page! I’m a Senior Loan Officer for CBC National Bank. In my years of experience helping customers like you, I pride myself in the fact that my knowledge of the ever changing mortgage maze combined with my second to none in customer service has had an overwhelming positive impact on the public. Call me today for your own customized lending solution that meets your budget!
  • Employed by: CBC National Bank since 2014
  • Licensed in:

Recently Answered Questions

Jonathan has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from Lake Mary, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Outstanding customer service!

    (1) (0)

    Jonathan was wonderful to work with. He was extremely responsive, very knowledgeable, and very pleasant. He took care to answer any questions we had in a thorough and timely manner. We went to him originally for pre-approval on a mortgage when we had our house on the market, and then we decided to take it off the market and not sell and do a cash out re-fi instead to do some improvements to the house. In both instances, he took quick, prompt care of us. Could not beat the customer service we received. We highly recommend him and would definitely go to him again... Read More

  • Loan Officer Review
    from Germantown, MD
    (5 of 5)
    Recommended!
    Reviewed:

    Highly Recommended

    (1) (0)

    Jonathan went out of his way to make the purchasing process as pleasant and smooth as possible. He was very responsive and it felt like he really cared about us and getting the purchasing process completed. Of all the parts that go into the purchasing of a house, dealing with Jonathan was the easiest and most enjoyable. I would highly recommend using CBC National and Jonathan... Read More

  • Loan Officer Review
    from Kennewick, WA
    (5 of 5)
    Recommended!
    Reviewed:

    Another Excellent Experience

    (1) (0)

    Jon helped me with my original home loan and then later with refinancing. Jon is a pleasure to work with; highly professional, knowledgeable, and responsive. Always looking out for my best interests. i was most impressed with the turnaround and how quickly the settlement date was scheduled. Would not go anywhere else for mortgage financing

  • Loan Officer Review
    from Canfield, OH
    (5 of 5)
    Recommended!
    Reviewed:

    Jonathan changed our lives

    (1) (0)

    I am so glad I took that first step in reaching out to find Jonathan to help us refinance our home. My husband had attempted a couple of times with other lenders but to no avail. They always had excuses why we couldn't do it and save money, but they didn't do any of the legwork to really find out. Jonathan was extremely knowledgeable, always quick to respond to questions and true to his word. We are grateful for his guidance, assistance and sound advice through this process. Jonathan made it as easy as it could be and he was always positive about the anticipated outcome. He was also right!....we saved money in our monthly payment AND shaved years off our mortgage! He has changed our lives moving into the future and for that we cannot thank him enough!... Read More

  • Loan Officer Review
    from Cumming, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Highly recommended

    (2) (0)

    Jonathan kept me in the loop through out the entire process. Even when we ran into a few hiccups he took care of us. I would definitely recommend him to friends and family. We are thankful he took care of us.

  • Loan Officer Review
    from Hoschton, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Efficient and Professional

    (1) (0)

    It was such a pleasure working with Jonathan during the refinance of our home. Purchasing or refinancing a home can be a very stressful process, so it was very important for us to find someone we could trust. From the very beginning of the process, we felt a sense of honesty and trust, and were impressed with Jonathan’s knowledge in explaining every step of the process. He was organized, thorough, and very professional, ensuring every question was answered and even educating us about the refi process and offering additional information we did not know to ask. He was completely upfront about the costs and thoroughly explained all options, allowing us to make the best decision of which product to choose. We were very pleased on how responsive and quick he returned calls, and followed up on all action items. We were very impressed with the turnaround and how quickly the closing date was scheduled. We are very happy and satisfied with the outcome, and would happily recommend Jonathan to others and will use his services again in the future... Read More

  • Loan Officer Review
    from Buford, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Best Service

    (1) (0)

    I am a licensed realtor in the Atlanta area and have closed multiple deals with Jonathan. He is one of the most knowledgeable and responsive lenders I have had the pleasure to work with. He has never missed a closing date for any of my clients and he is always available to answer questions and educate. Now, I recently reached out to Jonathan to help me with my own financing needs. I am with one of the big mega banks that offers zero customer service and wanted desperately to get away from them. My situation is unique and requires a lot more work than most refinances. Jonathan has gone above and beyond what I would consider his obligation to help me and my family. If you have any kind of mortgage needs, this is the guy to call... Read More

  • Loan Officer Review
    from Stephens City, VA
    (5 of 5)
    Recommended!
    Reviewed:

    You won't be disappointed!

    (1) (0)

    Amazing! From the beginning of a several month process, Jonathan told us that he wasn't a M-F 9-5 loan officer and he meant it. He was ALWAYS available to help answer any question we had no matter the day or time. I honestly wish everyone including our agent was nearly as competent as Jonathan. If it wasn't for him, I wouldn't be living in my dream home. I will be forever grateful for the energy, dedication, and compassion that he showed us each and every day we communicated with him.... Read More

  • Loan Officer Review
    from Jupiter, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Great Experience

    (1) (0)

    i was a little nervous using a loan officer that was from another state. I interviewed John and researched his ratings and reviews. The entire process of buying a home is always stressful and John guided me through the entire process and it was a Great Experience. The closing attorney and the real estate agents even remarked about what a fantastic Job he did!!

  • Loan Officer Review
    from Lutz, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Best experience I have ever had

    (1) (0)

    There is not enough stars to express how excellent Johnathan truly is. Smooth is the word! He made my first home buying experience one of the best experiences I'll remember for the rest of my life. He guided me through this journey of home buying smoothly and he gave me the confidence knowing that he could get me exactly what I wanted and he did that and much more. From start to finish, this has been one of the easiest things I have ever done, I did not literally did nothing. He handled everything, I was amazed how easy he made this for me when everyone said home buying is so hard. Johnathan is amazing at what he does and I highly recommend him to anyone buying a home. This was only my first home. I will be using Johnathan for every home I buy in the future.... Read More

Welcome to my page! I’m a Senior Loan Officer for CBC National Bank. In my years of experience helping customers like you, I pride myself in the fact that my knowledge of the ever changing mortgage maze combined with my second to none in customer service has had an overwhelming positive impact on the public. Call me today for your own customized lending solution that meets your budget!