Loan Officer Profile

Jonathan Pernes

First Federal Bank of Florida

2450 Atlanta Highway Suite 1103 Cumming, GA 30040
NMLS ID: 983308
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Welcome to my page! I’m a Senior Loan Officer for CBC National Bank. In my years of experience helping customers like you, I pride myself in the fact that my knowledge of the ever changing mortgage maze combined with my second to none in customer service has had an overwhelming positive impact on the public. Call me today for your own customized lending solution that meets your budget!
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Recently Answered Questions

Jonathan has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from Lithonia, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Awesome Service

    If you’re looking for someone that has your best interest at heart, then Jonathan is your guy. He is very responsive and attentive every step of the way. He’s available anytime you need him. I made an excellent choice in using him to acquire my loan financing.

  • Loan Officer Review
    from Woodburn, OR
    (5 of 5)
    Recommended!
    Reviewed:

    Why isn't there a 6 star option available?

    Working with Jon was the best financial experiences that I have encountered. From the very first minute that we spoke up until now (after closing), Jon has shown a level of commitment to excellence that I have rarely seen outside of the military. His knowledge of Home Loans, the process associated with them, his employer, and the Veterans Administration is second to none, and his ability to delineate what is needed from you, why it is needed, and the time frame it is needed in was always on point. We never got behind on anything during the transaction, and to be quite honest, he was fielding calls from me on his weekends. My entire experience with Jon & CBC were beyond exceptional & far better than I could have ever expected or even dreamed for. If you're on the fence about which loan officer to speak to, I highly suggest giving Jon a call first- his knowledge, and low pressure really add up to a wonderful experience... Read More

  • Loan Officer Review
    from Cumming, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Give John a Try you will not regret it !

    Bar None the most HONEST and hard working Mortgage person I have ever worked with. He Cares! continued correspondence on weekends and evenings. Help me and my husband get into a great loan with much lower interest rate. Will definitely refer him to my friends and families as well as repeat use :) Thanks again John

  • Loan Officer Review
    from Lawrenceville, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Wonderful Experience

    Jonathan made the frustrating experience of being a first time homebuyer far more enjoyable. At every turn, he had an answer to my questions and a suggestion on what to do. He and his team fought for my wife and I throughout the entire process. He has also made sure we are happy with our home well after the closing day. Jonathan is a stand up guy who wants nothing other than your satisfaction.... Read More

  • Loan Officer Review
    from Pickerington, OH
    (5 of 5)
    Recommended!
    Reviewed:

    Jonathon Pernes

    He was very personable and professional. He listened to our needs and came up with a plan for us. I would recommend him yo both friends and family.

  • Loan Officer Review
    from Saint Charles, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Top notch service

    Jonathan was amazing through this process. After the Lending Tree process, i was bombarded by banks using customer service centers to call me every 5 min. Jonathan literally sent me an email outlining the process which i responded via email back. No pressure. Just email for the first few days. Once things got rolling he walked me through every step including my appraisal. True professional. Gave me his personal cell to in case of off hour questions. I highly recommend this guy and will pass his name on to my friends and family.... Read More

  • Loan Officer Review
    from Ludowici, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Home Refinance

    Jonathan was extremely helpful and very professional. He walked my husband and I through the entire process and answered any questions we may have had (day or night) when refinancing our home. We will definitely recommend him to our friends and family. He’s just awesome!!

  • Loan Officer Review
    from Carrollton, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent

    Jonathan helped us refinance our home and payoff a ton of bills, truly changing our lives. I can't thank him enough for the education, honesty and efficiency with which he provided. Hands down best experience. If you need a loan, he is your guy!

  • Loan Officer Review
    from Sneads Ferry, NC
    (5 of 5)
    Recommended!
    Reviewed:

    Hands Down....Best Loan Officer Ever

    This is the second time we have used Jonathan, first being for a refinance and this time for a mortgage. Jonathan's communication and responsiveness is second to none. He took time every day to answer questions for us and would even call us if we had questions in the evening. We will definitely be using Jonathan the next time we are in the market for a loan.

  • Loan Officer Review
    from Lake Mary, FL
    (5 of 5)
    Recommended!
    Reviewed:

    Outstanding customer service!

    Jonathan was wonderful to work with. He was extremely responsive, very knowledgeable, and very pleasant. He took care to answer any questions we had in a thorough and timely manner. We went to him originally for pre-approval on a mortgage when we had our house on the market, and then we decided to take it off the market and not sell and do a cash out re-fi instead to do some improvements to the house. In both instances, he took quick, prompt care of us. Could not beat the customer service we received. We highly recommend him and would definitely go to him again... Read More

Welcome to my page! I’m a Senior Loan Officer for CBC National Bank. In my years of experience helping customers like you, I pride myself in the fact that my knowledge of the ever changing mortgage maze combined with my second to none in customer service has had an overwhelming positive impact on the public. Call me today for your own customized lending solution that meets your budget!