Loan Officer Profile

Kari Kimberly Summerall

Umpqua Bank

16083 SW Upper Boones Ferry Rd Suite 310 Tigard, OR 97224
NMLS ID: 892196
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Whether you are a first-time home buyer, refinancing, moving, or purchasing investment property, I am confident that I can help you find the best loan for your budget and financial goals. With my 9 years of experience working in several areas of the mortgage industry, I am equipped with the knowledge needed to get you set up in the program that best fits your needs and walk you through your loan from start to finish! I am an Oregon native and Portland State University alum with my Bachelor's in Finance. In my spare time I enjoy spending time with my husband and three kids and our dog Kobi!
  • Employed by: Umpqua Bank since 2006
  • Licensed in:

Recently Answered Questions

Questions See All Answers
Which way would be better to apply
1

Kari's Answer

Hi Cortney, You can do both! A preapproval application isn’t set in stone and is utilized so you can see not only what you qualify for but to also make sure the monthly payment associated with the loan you are doing is comfortable for you. We can look at different sales price points to see what those would look like for you. We can always start with the sales price you have set for purchasing the home from your parents and then look to see if you are able to go higher from there.

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Whether you are a first-time home buyer, refinancing, moving, or purchasing investment property, I am confident that I can help you find the best loan for your budget and financial goals. With my 9 years of experience working in several areas of the mortgage industry, I am equipped with the knowledge needed to get you set up in the program that best fits your needs and walk you through your loan from start to finish! I am an Oregon native and Portland State University alum with my Bachelor's in Finance. In my spare time I enjoy spending time with my husband and three kids and our dog Kobi!