Loan Officer Profile
About MeI have been in the mortgage industry for ten years, and worked with Residential Savings Mortgage for that entire time. I have lived in South Florida since 1983; my office is in Pembroke Pines. My company is an Accredited Member with The Better Business, and we have maintained an ‘A+’ rating since we began our membership. We are also a member of Angie’s List. Rarely does anyone beat my rate on a mortgage, unless they are charging you much higher fees.
Ratings & Reviews
Loan Officer ReviewJeffery from Naples, FLRecommended!
He was honest with me about the whole process. Thank you Micheal When many others where not. Others would change things at the end thinking we would go along with there change And most people do to keep from loosing the loan. That puts a bad light on the industry.Loan Officer ReviewBrad from Fort Lauderdale, FLRecommended!
Great Experience. A+ Broker
Quick and no hassles. Gets the job done and is very transparent.Loan Officer ReviewDennis from Palm Beach Gardens, FLRecommended!
Michael was very detailed, fast, and found way to get me the best possible loan. Also worked to save me money on my closing cost. I had a Great experience. Thank You!Loan Officer ReviewVanessa from Fort Lauderdale, FLRecommended!
processional, diligent, trustworthy
Very processional, diligent, and, trustworthy. My refinance was smooth sailing thanks to Michael; cant say enough good things about him but that I will save his number and use him as reference in the future. Thanks!Loan Officer ReviewOrlando from Pompano Beach, FLRecommended!
He was great and very responsive to my questions. He saw to it that I as informed through the entire process and even when he was out of the office, he kept in touch to ensure a smooth closing. Great Service!!Loan Officer ReviewCharissa from Palm Beach Gardens, FLRecommended!
Excellent Customer Service
My experience with Michael Carmell at Residential Savings Mortgage was excellent. From the beginning to end he was always very professional. I did not feel pressured at all, he was very polite and patient. Thank you Michael for the painless process, I really appreciate the fast turnaround. Thank you for answering all my questions. I would highly recommend Michael to friends and family. Michael you have been AWSOME!!! Keep up the great job. Thank you and God Bless... Read MoreLoan Officer ReviewBenito from Miami, FLRecommended!
A five star guy!
Michael reached out to me while I was shopping for a refi for my property in Doral, FL. Mike was extremely professional, straight to the point and fast. Easy to communicate with, via phone, email or text - he as always available and ready to respond to my questions. He was fast to present me with the numbers and got me the rate I was looking for. When I asked him how long would it take to close, he told me "less than a month" and I'll admit that I was skeptical about it. He held his word and closing was done in 20 days! He definitely deserves my trust, and should deserve yours as well... Read MoreLoan Officer Reviewantoine from Miami, FLRecommended!
Great rates and customer service
This was my 2nd REFI with him and I will continue to work with him in the future. I would recommend him to anyone.Loan Officer ReviewGuy from Fort Lauderdale, FLRecommended!
My transaction was a re-finance. Very efficient and straightforward process from start to finish. No surprises. Mike & his team are very responsive and attentive to questions along the way. Overall a great experience!Loan Officer ReviewMaria from Miami, FLRecommended!I have been in the mortgage industry for ten years, and worked with Residential Savings Mortgage for that entire time. I have lived in South Florida since 1983; my office is in Pembroke Pines. My company is an Accredited Member with The Better Business, and we have maintained an ‘A+’ rating since we began our membership. We are also a member of Angie’s List. Rarely does anyone beat my rate on a mortgage, unless they are charging you much higher fees.