Loan Officer Profile
About MeAs a Mortgage Analyst, my responsibility is to provide my clients with clear and actionable answers. I develop strong relationships with my customers by listening to their needs and then customizing loan programs that help them achieve their financial goals.
Ratings & Reviews
Loan Officer ReviewMary from Woodbridge, VARecommended!
An Agent Who Exceeded Our Expectations
As someone who is a member of the baby boomers of this country, I must tell you that Patrick has restored my faith and respect for the younger generation that will be the future of this country. Patrick was very knowledgeable, diligent and dedicated to making sure that our loan thoroughly vetted and approved. His customers service skills were exemplary. He followed up with repeatedly and kept us up to date all the time. It was an extreme pleasure working with him... Read MoreLoan Officer ReviewMarcus from Hendersonville, TNRecommended!
Patrick: Second to None
First of all, I recommended Patrick Germovsek to a friend within two days after he closed our Refi. As you will see on LendingTree, I don't believe that Patrick has ever gotten anything except 5 stars on pages and pages of Reviews about his services from former clients. He will get no less from me because 5 stars offer a TRUE and accurate reflection about the quality of his services. I was quite stressed and concerned with our financial situation for this Refi, but Patrick put my wife and myself at ease. Patrick never once said that our Refi could not be closed, even with our extra requests and preferences on how we wanted it to be structured. He simply did whatever it takes within the rules to close the deal. Anytime we came to a fork in the road, I would say to Patrick, "Do you think we can get financing under our circumstances," he would always say, "I think we can do it...just let me check to be sure." Other reps could not get it done. Other reps may waste your time, but Patrick gets straight to the point and closes the deal if he thinks it can be done AND if you give him the information he needs. Don't hesitate. Call Patrick NOW... Read MoreLoan Officer ReviewPatrick from Buzzards Bay, MARecommended!
Patrick was always available to answer every question I had, and provided updates to me about every step of the process. I'd say I spoke with him easily at least once a day. They entire process was done well and in a timely manner.Loan Officer ReviewMarie-France from Dayton, OHRecommended!
A patient and honest person...
Being a widow and raised in another country, to take a mortgage was something very unusual for me! Patrick had the patience to help me with every step! I recommend this nice young man to anyone trying to find a solution to their mortgage’s concerns.Loan Officer ReviewScott from Blacklick, OHRecommended!
Best refinance experience I’ve had!
I was extremely hesitant to refinance. I was dreading the barrage of phone calls and the headache. However, I received an email from Patrick that simply asked to give him a chance and to contact him if I was wiling. I read Patrick’s reviews and decide to give him a call. I’m very glad I did! Patrick was straight forward and asked what I was looking to do. Patrick stayed in contact with me throughout the entire process and if I had questions he made sure he was available 24/7 if needed. Patrick was extremely personable and easy to talk to. Patrick truly took the headache out of the entire process and made it seamless. I would use Patrick again without hesitation... Read MoreLoan Officer ReviewDan from Cleveland, TNRecommended!
Patrick was the first to contact after I filled out the Lending Tree application was sent. This was very impressive. I have had NO PROBLEMS being able to get in contact with Pat. For me doing business this serious is difficult to get comfortable with; but, Pat made it easy. One of my biggest fears was the process of doing the computer part, again Pat made it easy. I don't have the proper words to express my appreciation to Pat, Jan and Reliance. Maybe Reliance should be called Reliable. ... Read MoreLoan Officer Reviewrhonda from Middle Island, NYRecommended!
from the very first conversation Patrick was my new best friend. I told him personal financial information that I would never discuss with anyone in the world. That's just it there is something about him that makes you trust him. He sent pictures of his family. His adorable son Liam is just a few months old.Also a photo of his beautiful wife and Liam's grandma. I have no grandchildren of my own yet so that was nice of him to share. Patrick was like my financial planner. The advice he gave to me will benefit me for years to come. Patrick showed me how to increase my credit score with simply one piece of advise and it worked! The closing went well. The only thing that was sad about the closing for me was realizing that our connection/ friendship has come to a closing also. Great guy all around. Always available to answer a call. Even on a Saturday. ... Read MoreLoan Officer ReviewRaed from Westlake, OHRecommended!
Always available for you if not will call back within minutes. Very happy to have Patrick on my side!Loan Officer ReviewStephanie from Lynn, MARecommended!
Above and Beyond!
We were initially pretty skeptical about refinancing our home. We’ve had personal and family issues that devastated our credit to the point where we felt that it would be a waste of time since we’d never be approved. However, a real need arose when Dad’s declining health demanded we make room in our home so we can keep him close to us and give him the care he needs. We weren’t sure what to expect from Patrick G at Reliance, but we were soon reassured and thoroughly delighted when Pat informed us that we were eligible and that he’d walk us through the entire process personally! There simply are no superlatives sufficient to thank you for your fantastic guidance in getting our home refinanced! You took what we assumed would be a challenging home refinance and successfully navigated us through the process to a successful conclusion. In every single step, you proved to be friendly, patient, polite, knowledgeable, professional and consistently available to us. We can't remember the last company we dealt with that returned calls and emails in such a timely manner! You even personally called on weekends when there were items that needed our attention! What more can a person ask for in a mortgage broker? I will happily and enthusiastically recommend you to others. Thanks Patrick for all your support and assistance... Read MoreLoan Officer ReviewJoe from Walpole, MARecommended!
I am not a big fan of doing deals over the phone, I'm a face to face type of guy. But Patrick changed my feelings about over the phone dealings. He was polite, curtious, and responsive to any of my questions no matter how obvious the answer was. He connected with me on a personal level by asking me about my family and my favourite sports teams. I would highly recommend him to anyone who wants a straight shooter... Read MoreAs a Mortgage Analyst, my responsibility is to provide my clients with clear and actionable answers. I develop strong relationships with my customers by listening to their needs and then customizing loan programs that help them achieve their financial goals.