Loan Officer Profile

Paul Librojo

Kinecta Federal Credit Union

4041 MacArthur Blvd Ste 100 Newport Beach, CA 92602
NMLS ID: 904127
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

I have worked in the Financial Services, Mortgage Lending and Real Estate industry with my family since I was 21 years old. However, I decided to focus on Mortgage Lending the past 13 years. I love to help my clients achieve their dream of owning their home or helping them pay-off their debts. Nothing compares when I hear my clients state that they are so happy with their new home and the speed of process that we provided on their purchase loan, along with the professional service, knowledge and education we provided during their financing. This feedback is what keeps me motivated to help more clients.
  • Employed by: Kinecta Federal Credit Union since 2017
  • Licensed in:

Recently Answered Questions

Questions See All Answers
I have a about a 660 credit score., is that considered good or fair?
1

Paul's Answer

Thank you for your inquiry. A credit score of 660 would be fair. However, the ideal middle score would be 740 or higher. This will allow you to obtain the best rate and pricing with most lenders. I hope this helps with your inquiry. Have a great day!!!

Ratings & Reviews

  • Loan Officer Review
    from Las Vegas, NV
    (5 of 5)
    Recommended!
    Reviewed:

    Owner

    I would like to thank Paul for doing an excellent job thru-out the refinancing process for my home. Paul was one of the four agents I had contacted and by far he was the most intelligent and helpful in obtaining my new loan. I am very happy with the rate that Paul was able to secure for me. Once again Thank You!

  • Loan Officer Review
    from Frederick, MD
    (5 of 5)
    Recommended!
    Reviewed:

    Great Customer Service

    Paul LIbrojo provided great customer service in guiding us through our loan process. He's very knowledgeable and was patient working with us on a number of moving parts. You definitely want to use him and his company when getting a loan in any manor. Top notch! Thanks so much for all your hard work Paul!

I have worked in the Financial Services, Mortgage Lending and Real Estate industry with my family since I was 21 years old. However, I decided to focus on Mortgage Lending the past 13 years. I love to help my clients achieve their dream of owning their home or helping them pay-off their debts. Nothing compares when I hear my clients state that they are so happy with their new home and the speed of process that we provided on their purchase loan, along with the professional service, knowledge and education we provided during their financing. This feedback is what keeps me motivated to help more clients.