Loan Officer Profile

Paul Allen Wilcox

LAKE AREA BANK

1030 West County Road E, Suite 200 Shoreview, MN 55126
NMLS ID: 279931
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Hello, My name is Paul Wilcox and I've been helping people with their mortgage needs since 2002! At KS StateBank, we believe the customer should be treated with respect, honesty and receive the best deal possible. We believe the borrower should receive customer service and communication. I pride myself on my can-do approach which has helped distinguish me as a trusted advisor to my clients, a valued team member to my peers and a proven problem solver. I look forward to helping you with your home mortgage goals! Thanks....Paul
  • Employed by: LAKE AREA BANK since 2018
  • Licensed in:

Recently Answered Questions

Paul has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from Social Circle, GA
    (5 of 5)
    Recommended!
    Reviewed:

    An Excellent Experience

    Mr. Wilcox was highly professional, reliable, straight forward, extraordinarily honest, and forthright. He worked diligently with us and did everything he could to make sure that our loan would be realized. We would not have been able to complete it in a positive manner had it not been for his extraordinary dedication and professionalism. He had astronomical and in-depth knowledge of his craft. His high level of integrity and professionalism allowed us to get a clear understanding of all of the things that we needed to be successful in pursuing the loan. I would highly recommend him to assist and lead the refinancing of any amount of loan to anyone capable of receiving it. ... Read More

  • Loan Officer Review
    from Arlington, VA
    (5 of 5)
    Recommended!
    Reviewed:

    Professional and seamless loan process

    I initially spoke with Paul at KS State Bank in August 2016 when we were thinking about getting a VA loan to buy a home. KS State Bank offered the best rates and lender credit at the time. We held off for another year, but Paul was very diligent about checking-in with me during that year, but not too often. When we decided to go through with the home purchase in September 2017, KS State Bank again had the best rates and lender credit, and Paul and his colleagues made the process simple, he answered my questions, and offered sound advice. We closed on time and the process was very seamless. I highly recommend, especially if you are getting a VA loan. ... Read More

  • Loan Officer Review
    from Renton, WA
    (5 of 5)
    Recommended!
    Reviewed:

    refinance

    Our experience with Paul was amazing, he made the whole process clear and concise with honesty and kept us up to date on everything that needed to be done on our end of the loan.Was thrilled that it was so easy and KS bank came in over $100.00 cheaper on our payment then our old mortgage company!!! ....Very good experience...

  • Loan Officer Review
    from Charlotte Hall, MD
    (5 of 5)
    Recommended!
    Reviewed:

    15 year VA IRRL

    It was a great experience working with Paul Wilcox. We refinanced our VA 30 year loan to a 15 year VA IRRL. We had no issues whatsoever.

  • Loan Officer Review
    from Auburn, GA
    (5 of 5)
    Recommended!
    Reviewed:

    ASK FOR PAUL WILCOX

    I had a great experience!! I truly can't say enough about how great my experience was with Mr. Wilcox and the people at KS State Bank. I highly recommend use his services.

  • Loan Officer Review
    from Cumming, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Smooth Mortgage Process

    Paul was fantastic. He shepherded us through to entir loan process on time and without any snags. I would highly recommend him and definitely would use him again.

  • Loan Officer Review
    from Roseville, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Excellent Rates, Service and fast close

    Paul was hands down the best! He got us an amazing interest rate and a 21 day closing which was extremely important in this competitive market. I highly recommend Paul for all your mortgage needs. A+++

  • Loan Officer Review
    from Watford City, ND
    (5 of 5)
    Recommended!
    Reviewed:

    Highly Recommend

    This was my fifth mortgage but my first VA refinance. Paul did a great job communicating the process, staying on top of each step so the timeline did not get delayed, and helped me work through any issues I had. I feel very comfortable recommending Paul and KS State bank for any mortgage needs.

  • Loan Officer Review
    from Austin, TX
    (5 of 5)
    Recommended!
    Reviewed:

    VA loan with Paul--Outstanding!

    Paul and the team at KS State Bank were excellent. We used a VA loan to purchase a house and it went very smoothly. We tried comparing with local lenders and a large national lending company but KSSB had the best rate and service hands down. Their attention to detail and friendly updates always kept us ahead of things to come as we got closer to our closing date. We even had to move the closing date sooner and they still got it all done on time. They did an awesome job. We will use them again in the future. Thanks again Paul... Read More

  • Loan Officer Review
    from Provo, UT
    (5 of 5)
    Recommended!
    Reviewed:

    Paul is Superb

    This is the third time I have used Paul and he has been superb each time. I have already recommended him to friends and family. He is definitely the best mortgage expert I have ever worked with. He is a great communicator, regularly sending updates and reaching out whenever necessary to keep the mortgage on track. Use him, you won't regret it!

Hello, My name is Paul Wilcox and I've been helping people with their mortgage needs since 2002! At KS StateBank, we believe the customer should be treated with respect, honesty and receive the best deal possible. We believe the borrower should receive customer service and communication. I pride myself on my can-do approach which has helped distinguish me as a trusted advisor to my clients, a valued team member to my peers and a proven problem solver. I look forward to helping you with your home mortgage goals! Thanks....Paul