Loan Officer Profile

Paul Allen Wilcox

KS StateBank

4300 School Blvd Suite 108 Monticello, MN 55362
NMLS ID: 279931
Licensing/Registration information on this individual can be found by clicking the NMLS ID number

About Me

Hello, My name is Paul Wilcox and I've been helping people with their mortgage needs since 2002! At KS StateBank, we believe the customer should be treated with respect, honesty and receive the best deal possible. We believe the borrower should receive customer service and communication. I pride myself on my can-do approach which has helped distinguish me as a trusted advisor to my clients, a valued team member to my peers and a proven problem solver. I look forward to helping you with your home mortgage goals! Thanks....Paul
  • Employed by: KS StateBank since 2014
  • Licensed in:

Recently Answered Questions

Paul has not answered any questions yet

Ratings & Reviews

  • Loan Officer Review
    from Austin, TX
    (5 of 5)
    Recommended!
    Reviewed:

    VA loan with Paul--Outstanding!

    (1) (0)

    Paul and the team at KS State Bank were excellent. We used a VA loan to purchase a house and it went very smoothly. We tried comparing with local lenders and a large national lending company but KSSB had the best rate and service hands down. Their attention to detail and friendly updates always kept us ahead of things to come as we got closer to our closing date. We even had to move the closing date sooner and they still got it all done on time. They did an awesome job. We will use them again in the future. Thanks again Paul... Read More

  • Loan Officer Review
    from Provo, UT
    (5 of 5)
    Recommended!
    Reviewed:

    Paul is Superb

    (1) (0)

    This is the third time I have used Paul and he has been superb each time. I have already recommended him to friends and family. He is definitely the best mortgage expert I have ever worked with. He is a great communicator, regularly sending updates and reaching out whenever necessary to keep the mortgage on track. Use him, you won't regret it!

  • Loan Officer Review
    from Lakewood, WA
    (5 of 5)
    Recommended!
    Reviewed:

    Great refinance experience

    (1) (0)

    I wasn't sure what to expect going into this process. Paul explained everything very clearly and put me at ease immediately. If I had a question about anything he either answered it right then or found the answer and got back to me in very little time. Overall this was a great experience, Paul and everyone at KS State Bank were nothing short of amazing. I highly recommend contacting Paul to see what he can do for you!... Read More

  • Loan Officer Review
    from Brunswick, GA
    (5 of 5)
    Recommended!
    Reviewed:

    Great Loan Officer

    (1) (0)

    We had an excellent working relationship with Paul. This was honestly the easiest loan we have ever closed on. Paul coordinated everything via email and phone and even the attorney came right to our home on closing day. We were very pleasantly pleased that all of this could be done remotely and with the upmost confidentiality. We would recommend Paul to anyone who wants a mortgage or a re-fi like we did. He was even able to get us a substantial amount of cash out of our closing to pay off some credit cards and do some house repairs. We couldn't be happier. It was a very fast process just a tad over 30 days.... Read More

  • Loan Officer Review
    from Chicago, IL
    (5 of 5)
    Recommended!
    Reviewed:

    Paul is Awesome

    (1) (0)

    I have been through the mortgage and refinance process many times and can say without hesitation that my experience with Paul Wilcox was the smoothest, easiest and most painless process. Paul is extremely professional and organized. There were no high pressure sales tactics and I was comfortable dealing with him from day one. Paul has the process down to a science. He keeps you informed about what is happening and sends detailed, easy to understand instructional emails about what he needs at every step. I highly recommend him and will definitely be referring my friends and family members when they need a new mortgage or a refinance. Five Stars... Read More

  • Loan Officer Review
    from Brighton, CO
    (5 of 5)
    Recommended!
    Reviewed:

    Stress-free refinance

    (1) (0)

    My experience refinancing with KS StateBank was very pleasant and stress free. Paul Wilcox, my mortgage loan originator, replied immediately to my online inquiry and provided me with several attractive options, all without the pressure common with other VA lenders. Then, Paul and his loan processor Kenya Suber guided me through the loan process quickly and with minimal hassle. I appreciated their professionalism and honesty and would definately recommend them for anyone looking to refinance their mortgage... Read More

  • Loan Officer Review
    from Riverside, CA
    (5 of 5)
    Recommended!
    Reviewed:

    Paul Wilcox

    (1) (0)

    Paul was very easy to work with and responded to all my questions quickly. He made the process of refinancing our home easy.

  • Loan Officer Review
    from Mandeville, LA
    (5 of 5)
    Recommended!
    Reviewed:

    Customer Service at its best!

    (1) (0)

    I place great value on the customer service! When a considerable amount of money is at stake, it's a right and not a privilege. Especially when the welfare of my family is at stake. I began my search for a home loan via Lending Tree. Needless to say I was plastered with folks who wanted my business. I called all those referred to me via Lending Tree and some that weren't. After contacting Paul and discussing options KS State Bank, it was immediately apparent that he had cracked the code on what it means to provide good customer service. Needless to say, I chose his product and service over all others. Although other banks and lenders offered comparable rates and loan packages, it was his customer orientated service that drew me to KS State Bank. In addition to being knowledgeable and coherent on the products he could provide, the level of service and even compassion that went along with our business process was impeccable. I'll be honest and say I did interact (somewhat) with another employee of KS State Bank who could not spell "customer service." I felt comfortable enough that Paul had our back and would carry the day. The institution he represents is well served by putting Paul out front and I would encourage anyone looking for a home loan to not only choose KS State Bank.......but ask for Paul Wilcox. ... Read More

  • Loan Officer Review
    from Hopkinton, MA
    (5 of 5)
    Recommended!
    Reviewed:

    KS Bank and Paul

    (1) (0)

    This was a flawless experience for a very complicated loan process. Paul was on top of everything and was the key factor in closing the loan. I highly recommend him.

Hello, My name is Paul Wilcox and I've been helping people with their mortgage needs since 2002! At KS StateBank, we believe the customer should be treated with respect, honesty and receive the best deal possible. We believe the borrower should receive customer service and communication. I pride myself on my can-do approach which has helped distinguish me as a trusted advisor to my clients, a valued team member to my peers and a proven problem solver. I look forward to helping you with your home mortgage goals! Thanks....Paul