Loan Officer Profile
About MeI have enjoyed helping homeowners with Reliance First Capital llc. for 5 years. Some of my special areas of expertise include Cash-Out and Debt Consolidation Refinance, Jumbo Loans, Purchase Loans, and the VA Loan Program. I am also quite skilled with credit repair strategies and work hard to help my clients achieve the absolute BEST loan program possible for their wants, needs, and qualifications. With a sharp focus on customer service, I build custom-tailored mortgage solutions to help my customers' accomplish both their short and long term goals. Whether that means lower payments, shorter term, getting cash out for home remodeling, debt elimination, education funds, or a well financed retirement, you can Rely on Reliance First Capital llc. to help you realize those goals and to achieve the strongest possible financial position. Every client is facing a unique financial situation and therefore you need an analyst who will listen to your goals, wants, and needs and provide realistic and effective solutions!
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Ratings & Reviews
Loan Officer ReviewMICHAEL from Lovell, MERecommended!
Exceptional Customer Service!
From the very beginning, we knew this was who we wanted to handle our refinance. Ryan was helpful every step of the way and made the process as simple and "user friendly" as possible. Our situation was a complicated one with a sole proprietorship that became incorporated and the tax returns alone were tough to navigate but he saw every obstacle through in an easygoing manner...I never felt I was bothering him with our questions and he went above and beyond to keep us completely informed throughout the whole process. We felt we were sincerely cared about which is a rare quality in this automated world we live in.Thank you Ryan... Read MoreLoan Officer ReviewDoug from Strongsville, OHRecommended!
Ryan puts the "Rely" in "Reliance"
I don't typically stop to do surveys or provide feedback, but I feel compelled to this time - it was just that good. My wife and I wanted to refinance our home, and after identifying Reliance based on their competitive rates, we were introduced over the phone to Ryan. I'll save you all of the details and detours of our journey, but Ryan was the most insightful and pragmatic loan officer I've ever had the chance to work with. He consistently looked out for our best interests, and leveraged his industry insights to assimilate the ideal composite of rate, duration, points, and other nuances to assure that my interests were never compromised in the quest to complete this transaction. The result was a genuinely collaborative experience from beginning to end, and if I was ever starting my own competing company he's the first person I'd hire, as Ryan is the kind of guy a firm could build an entire culture around - showcasing an ideal combination of head and heart to relate to clients and assure they receive the best financial solution possible... Read MoreLoan Officer ReviewAnne from Orange, VARecommended!
Reliance First Capital rocks!
I’m thrilled to have just closed on a refinance and loan consolidation with Reliance First Capital, and have nothing but good things to say about the company and its team. I’d wanted to refinance for years, but was always put off by the hard-sell tactics of the companies that contacted me. I wouldn’t even talk to them. Then I had the good fortune to meet Ryan Kearney at Reliance First. Ryan and I clicked right away. He explained every step of the process to me in great detail, never pressured me, and talked me down whenever I was discouraged or had a bad day (it happens). Line by line, page by page, Ryan made sure I understood. I had no doubt I was in good hands. His colleague Shannon Knoebel was wonderful as well, and Shannon helped bring the ,process to a close. It was my first time doing this on my own, and Ryan and Shannon put me completely at ease. So, if you’re in the market, please consider Ryan and Shannon and the rock stars at Reliance First Capital. I promise you won’t regret it.... Read MoreLoan Officer ReviewStephen from Hagerstown, MDRecommended!
For those of you who are looking to secure a new mortgage or refinance an existing property, or any other financial need, let me tell you about a breath of fresh air, Ryan Kearney, Licensed Mortgage Analyst for Reliance First Capitol. When my wife and I were first looking to refinance our property, Ryan worked with us in looking through many options. When we decided to sell and purchase another home, we called upon Ryan to assist. His knowledge of the industry was fantastic and his promptness and follow through was outstanding during the entire process. He kept us informed daily on each step right up to our closing. His friendly attitude and insight made the lending experience a real joy to the point that we consider Ryan a friend that I’d highly recommend for your financial needs... Read MoreLoan Officer ReviewRobert from Concord, NHRecommended!
Ryan was very professional yet treated me more like a friend rather than just a client. Had a great experience with him and when it is time to refinance again there will be no hesitation to call him.....have already sent a referral his way! Thanks Ryan!Loan Officer ReviewGina from Upper Marlboro, MDRecommended!
Exceptional Customer Service!
My Leander's name was Ryan Kearney; he was AWSOME! He walked me through the entire process step by step to the last day! We work together for 5 long months. I went to several different lending company's for a home loan and I was denied. Ryan (First Reliance) was the ONLY PERSON/COMPANY that helped me. He never gave up or loss patients with me. He was very thorough in explaining in detail EVERYTHING. I am forever grateful that I was referred to him by my cousin. I closed on a BEAUTIFUL condo 5/9/2017. I would recommend Ryan to anyone. I will never go anywhere else for my financial home needs. RYAN KEARNEY AND THE ENTIRE TEAM AT RELIANCE FIRST CAPITAL YOU ALL ROCK!!! ALL THUMBS UP... Read MoreLoan Officer ReviewYvonne from Clinton, MDRecommended!
Ryan was very pleasant. Kept me informed at every stage. Very knowledgeable. Delivered everything that he promised. Answered all my questions in a calm, cool and rational manner. Returned all my calls on time.Loan Officer ReviewDavid from Dumfries, VARecommended!
VA Mortgage Rock Star
Ryan was awesome, the best at what he does. He kept me super informed every step of the way, he was fully knowledgeable on all aspects of the VA loan process and kept a close eye on the stock market to help lock us in at the best possible moment. We closed in about 4 weeks and that was with an extra week needed to resolve an issue with the house noted by the VA inspection. I will recommend him to all of my friends and family... Read MoreLoan Officer ReviewCheryl from Clarkston, MIRecommended!
Ryan Kearney Eval
Ryan always went above and beyond to service our needs. He was quick to respond to any issues. We have worked with Ryan several times.Loan Officer ReviewTerrina from Riverdale, MDRecommended!
Ryan is the BEST
My loan analyst was Ryan Kearney. I absolutely LOVE a salesman that isn't interested in making a buck to benefit themselves... I went through Reliance First back in 2015 and I couldn't get exactly what I wanted... Ryan provided some EXCELLENT advice to me and also advised me since I wasn't fully getting exactly what I wanted he didn't feel comfortable moving forward since it wasn't in my best interest (I love this). Now, fast forward one year later... I referred my co-worker/friend to Ryan and he closed a deal for her... Fast forward a few more months to the end of 2016, I went back to Ryan and was able to do everything I wanted to do and I have gained a lifetime loan analyst! Ryan ROCKS! I have since referred Ryan to a family member who's scheduled to close very soon. RYAN was the best loan analyst I ever had... Read More
Ryan Michael Kearney Response
Thank you Terrina! It was my pleasure and I'm so glad we could help with the right program this time!I have enjoyed helping homeowners with Reliance First Capital llc. for 5 years. Some of my special areas of expertise include Cash-Out and Debt Consolidation Refinance, Jumbo Loans, Purchase Loans, and the VA Loan Program. I am also quite skilled with credit repair strategies and work hard to help my clients achieve the absolute BEST loan program possible for their wants, needs, and qualifications. With a sharp focus on customer service, I build custom-tailored mortgage solutions to help my customers' accomplish both their short and long term goals. Whether that means lower payments, shorter term, getting cash out for home remodeling, debt elimination, education funds, or a well financed retirement, you can Rely on Reliance First Capital llc. to help you realize those goals and to achieve the strongest possible financial position. Every client is facing a unique financial situation and therefore you need an analyst who will listen to your goals, wants, and needs and provide realistic and effective solutions!