DLJ Financial, Inc. Ratings & Reviews

NMLS ID: 76967

DLJ Financial, Inc.

4.8 of 5 58 Reviews


Who is DLJ Financial, Inc.?

Founded in 1998 to provide outstanding personalized service to clients in the home loan and lending market, DLJ Financial has built a reputation based on integrity, expertise and service. Finding the right home loan involves more than just numbers. You...

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97% of our customers would recommend this lender. (56 of 58)


Customer Reviews


  • (0) (0)

    Excellent!!

    Yes, I recommend this lender

    Take a look at my review of Lee Kulick for details. These guys are the best!!

    By:   (Hilmar, CA)Reviewed On:

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  • (0) (0)

    Excellent Experience

    Yes, I recommend this lender

    Natasha was so great to work with. I have done many loans over the years and this was the easiest I have ever done. She was responsive and watched out for my best interests and everything went nice and smooth. Highly recommend and will use again!

    By:   (California)Reviewed On:

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  • (0) (0)

    Colette - Senior Mtg Banker

    Yes, I recommend this lender

    My wife and I have used DJ Financial to both purchase and re-finance homes. We have been extremely pleased with them in general and one of their Senior Mortgage Bankers, Colette Penkal! We were particularly impressed with Colette's professionalism, knowledge and hard work! We highly recommend both the company and Colette for anyone's mortgage needs, residential as well as commercial!

    By:   (Oceanside, CA)Reviewed On:

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  • (1) (0)

    Great Loan!

    Yes, I recommend this lender

    After performing my due diligence, Lending Tree was able to locate the best loan for me. My loan officer, Lee Kulick was very helpful in my decision regarding with loan to choose. The whole team worked together to make the process easy and painless. I will recommend Lending Tree to friends and family.

    By:   (Fairfield, CA)Reviewed On:

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  • (0) (0)

    Great Experience

    Yes, I recommend this lender

    Customer satisfaction oriented and their commitment to customer service is evident. They kept me up-to-date and made my experience seamless. Would recommend DLJ financial and would use them again.

    By:   (Oceanside, cA)Reviewed On:

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  • (0) (0)

    Great experience throughout

    Yes, I recommend this lender

    DLJ delivers solid and great customer experience! This is the second time refinancing with DLJ. We recommend them highly! They handle every part of the process in an exemplary way and if we ever decide to refinance again DLJ will be our first choice.

    By:   (San Jose, CA)Reviewed On:

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  • (0) (0)

    Some bumps in the road, but a success overall

    Yes, I recommend this lender

    had a few hiccups with escrow, but closed quickly.

    By:   (Sacramento, CA)Reviewed On:

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  • (1) (0)

    DLJ Financial

    Yes, I recommend this lender

    Colette Penkal and her team of professionals at DLJ Financial preformed flawlessly. They are top notch and I would recommend them to anyone shopping for a new loan or refi. Being self-employed my wife and I had to jump through the usual hoops to get things going on our refi. This was our third and final attempt. Throughout the entire process Colette communicated over the phone and followed up with an e-mail, regarding status and additional requested documents needed to keep the loan moving forward. Although it took longer then we expected, (refi or self-employed?) they got the job done.

    By:   (Riverside California)Reviewed On:

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  • (1) (0)

    Very helpeful

    Yes, I recommend this lender

    Working with DLJ Finances was very easy and smooth. Everyone I worked with was professional and pleasant to work with. I would absolutely go back to them for another loan!

    By:   (Cupertino, CA)Reviewed On:

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  • (2) (0)

    2nd time around is just as great as the first!!

    Yes, I recommend this lender

    This is my SECOND time using DLJ Financial and Colette Penkal. The first time for my first refinance to lower my FHA rate, the whole process was smooth- and lowered my mortgage by $400/month. The second time for my cash out refi, I eliminated mortgage insurance that I was paying $220/monthly. I ended up with enough money to payoff my credit card debt and plan a vacation (or two), and my mortgage payments came out exactly the same as was previously paying. I strongly recommend Colette Penkal, Janeen Cadwell, and Michelle Diggs, they were so helpful and I can't even explain how incredible they were. Everything that my team did for me was clear and precise. Colette took her time to explain my options in rates and types of loans. Not only were they professional and clear in emails, I received follow up calls to make sure that I understood everything that was going on. I have already referred my brother, and will continue to recommend anyone looking to purchase/refi directly to Colette and Janeen. Thanks for all of your superior service!

    By:   (San Clemente, CA)Reviewed On:

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Founded in 1998 to provide outstanding personalized service to clients in the home loan and lending market, DLJ Financial has built a reputation based on integrity, expertise and service. Finding the right home loan involves more than just numbers. You need a relationship with a lender who has the experience to find you the right loan. With a team of lending professionals dedicated specifically to your loan, our experience and know-how will help reduce the stress of the loan process. Overall, trust and professionalism are paramount to building a lasting client relationship. When you choose DLJ Financial as your lender, it’s a relationship that will last for life, not just the life of the loan.
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