Guaranteed Home Mortgage Company, Inc. Ratings & Reviews

NMLS ID: 1615

Guaranteed Home Mortgage Company, Inc.

3.7 of 5 7 Reviews


Who is Guaranteed Home Mortgage Company, Inc.?

Guaranteed Home Mortgage Company, a mortgage investment and banking firm founded in 1992, strives to provide competent and competitive residential and commercial mortgage financing to a wide variety of consumers and real estate professionals. Guaranteed...

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0% of our customers would recommend this lender. (0 of 1)


Customer Reviews


  • (5) (0)

    Go with Someone Else- Waste of time and Money

    I was approved for a refinance of my mortgage by GHMC. I was supposed to be sent daily rate updates so I could lock in my rate and close the loan. Amy Wisth, Area Manager of New Jersey did not send me the rates. When I questioned her, she said the market was too unstable, even though other lenders seem to ne sending rates. In the meantime, the rates went up dramatically but I could not lock in as she did not send me the rates and numbers to call. When I complained to her again, I did not receive any calls back but a form letter stating my "application was withdrawn" as it was incomplete. How can you be approved one day and the next have an incomplete application? I had also spent $395 for a home appraisal that I have lost. I called the corporate office to complain and got a phone call back but no follow up after promises of getting rates and closing the loan. I am a senior and $395 is a lot of money to lose. Now I am out $395, the rates have gone up and I have to start all over again with another lender. This is unfair business practices. Stay away from GHMC if you don't want to waste you time and money!

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Guaranteed Home Mortgage Company, a mortgage investment and banking firm founded in 1992, strives to provide competent and competitive residential and commercial mortgage financing to a wide variety of consumers and real estate professionals. Guaranteed began as a family-owned firm, and has, since its inception, experienced exponential growth thanks to the traditional standards and philosophies to which Guaranteed adheres. As a renowned leader in the mortgage banking industry Guaranteed prides itself on the support and service provided both to our clients, and to our employees. Guaranteed believes that it’s the people within an institution that define that institution. With that belief at the forefront of our development platform, Guaranteed continues to search for individuals who share the same passion for lending, respect for the individual and dedication to making a difference.
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