Kansas State Bank Ratings & Reviews

NMLS ID: 422817

Kansas State Bank

4.8 of 5 17 Reviews


Who is Kansas State Bank?

Founded in 1969, Kansas State Bank is a family-owned community bank that lends nationally.  We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate.  Our mortgage division specializes in online lending...

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94% of our customers would recommend this lender. (16 of 17)


Customer Reviews


  • (0) (0)

    Great rate, great experience!

    Yes, I recommend this lender

    Great experience dealing with Kansas State and our VA loan. Doug and Sabrina did a great job taking care of us, despite conducting the entire transaction online and over the phone. Kansas State beat out all the other Lending Tree competitors, and held to their word with no hidden fees or other unexpected "add-ins" throughout the process. Thanks for your responsiveness guys!

    By:   (Oak Harbor, WA)Reviewed On:

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  • (0) (0)

    Best in the Business - Doug Bowdish

    Yes, I recommend this lender

    I've financed four mortgage loans with Doug Bowdish - two purchases and two refinances, which includes one that closed yesterday. It all starts and finishes with TRUST, which is what you get with Doug. No matter how much work or headache a loan can create, Doug remains patient and diligent. He makes sure that it's done right the first time and leaves nothing uncovered. He doesn't push things along for the sake of getting your loan done and out of the way. He listens and communicates with you. Phone calls, emails are answered quickly. You always feel like you're loan is on the top of the pile on his desk. And to top it off, he's a great guy with a great sense of humor and he enjoys getting to know you. As far as my experience with KS State Bank, very good experience. I like that many of the documents were esigned. The process of esigning was easy - did it on my iPhone, ipad and PC. No problems. One of the quicker refis I've done.

    By:   (Minneapolis, MN)Reviewed On:

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  • (0) (0)

    Best in the Business - Doug Bowdish

    Yes, I recommend this lender

    Doug has worked on four mortgage loans of mine - two purchases and two refinances, one of which closed today. Every one of them went smooth with no surprises. From the moment the process begins, he gives you his full attention from start to finish. You always feel like you're paperwork is on the top of his pile. Emails and phone calls are always answered quickly. He's a diligent, trustworthy guy that you can count on to not rush you through the process. He does the job RIGHT, even if it creates more work for him. He listens to you and the best part is that he cares about you and your family. There's no other guy I'd recommend in the business other than Doug Bowdish.

    By:   (Minneapolis, MN)Reviewed On:

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  • (0) (0)

    Great Experience with Doug Bowdish from KS Bank

    Yes, I recommend this lender

    Doug Bowdish from KS State Bank provided excellent customer service last year for financing our mortgage and again this year to refinance the loan. Doug provided knowledgeable advice and counsel throughout this process. Doug was very responsive and proactive, answered all my questions clearly and provided summary charts to help me understand different loan scenarios. I will definitely recommend working with Doug to get the best deal possible on a home loan.

    By:   (Eden Prairie, MN)Reviewed On:

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  • (0) (0)

    Second experience just as good as the first!

    Yes, I recommend this lender

    Kenneth Raboin and the team at Kansas State Bank were every bit as helpful the second time around! We cannot thank them enough for their timeliness, professionalism, expertise and customer service...all that, and the best rate! As I mentioned above, this was our second time to work with Ken Raboin and he did not disappoint! Buying a house and/or refinancing can be stressful, but we knew we were in good hands and could not be happier!

    By:   (Littleton, CO)Reviewed On:

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  • (2) (0)

    My VA Loan EXPERT

    Yes, I recommend this lender

    My research led me to work with an institution that I never heard of before, Kansas State Bank, because they had the best rates and lowest fees. My Luck led me to work with agent Doug Bowdish and his team. Simply put, Doug is the kind of guy who you want on your side, he's knowledgeable, friendly and patient. I spoke to a lot of people along the way and Doug is a VA Loan EXPERT! He's the one guy who knew the ins and outs of the VA loan rules, that expertise paid off big time at the closing table. The VA loan is a tool, If you want a partner to help you make the most of that tool then Doug is your guy. I have no reservations about recommending his services. God Bless the USA and God Bless you Doug, thanks for helping to make our dream come true!

    By:   (Baltimore, MD)Reviewed On:

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  • (1) (0)

    Best in Class

    Yes, I recommend this lender

    The Kansas State Bank experience was terrific. All staff really worked like a team to complete a complex mortgage. Always friendly, cordial and responsive. Extremely competitive on rates and costs. I would absolutely be sure you reach out to this direct lender for your mortgage needs... we're sure glad we did.

    By:   (Coconut Grove, FL)Reviewed On:

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  • (2) (0)

    I will do business with Kansas State Bank again.

    Yes, I recommend this lender

    We closed in 14 days. With the 4th of July in between. Erik and Nadia were instrumental in our home purchase. Initially Erik was assisting us with a non-conforming loan that fit what we needed for a home that we were outbid on. We then found our current house and made an offer immediately. Erik helped us with the Prequal letter(s), we needed several throughout the process because of the dynamic market. The house was purchased out of an estate. Erik's communications with the seller's Agents were critical to the acceptance of our offer. Nadia worked extensively with us to manage the paper trail necessary for underwriting.

    By:   (Dallas, TX)Reviewed On:

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  • (2) (0)

    Best VA Loan available

    Yes, I recommend this lender

    My realtor and title company both stated that our VA loan went smoother than any they had ever done before. Kansas State Bank was easy to work with - they were very communicative and upfront. When I asked for clarification on documents needed, the response was always very quick. I wholeheartedly recommend Kansas State Bank for any mortgage, but especially for a VA mortgage. They were superb.

    By:   (Brookngs, SD)Reviewed On:

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  • (4) (2)

    Great experience working w/ Brett @ KSB

    Yes, I recommend this lender

    2013 was a very busy year! One of us graduated, both of us started new jobs, we got married, and we bought a new house! Brett Manlove was our loan officer and he helped the home purchase go so smoothly! He was in constant communication with us, our Realtor, and the title company. With new jobs, a wedding, and a honeymoon right before closing we were very impressed at how attentive he was! Working with him and his processor they made things so much easier on us. Ohh! He got us a great rate too! Thanks Brett Manlove!

    By:   (Overland Park, KS)Reviewed On:

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Founded in 1969, Kansas State Bank is a family-owned community bank that lends nationally.  We are FDIC insured and hold the highest of bank ratings from both Bauer Financial and Bankrate.  Our mortgage division specializes in online lending and our goal is to offer the lowest interest rates and total loan cost we can.  We achieve this goal by doing a high volume of loans with low overhead and we pass the savings on to our borrowers.  Our bank slogan is “Solutions for YOU!” and our experienced mortgage loan specialists will guide you through the loan process to find your unique solution.  They will help you realize a mortgage goal that fits with your financial goals and dreams.  For more information call or email us today.  You can also apply online 24/7 and one of our specialists will be in touch!
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