Lending Club Ratings & Reviews

Lending Club

3.9 of 5 416 Reviews


Who is Lending Club?

Applicants with good-to-excellent credit can get a low rate personal loan for up to $35,000 through Lending Club for almost anything! Consolidate your debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without...

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81% of our customers would recommend this lender. (338 of 416)


Customer Reviews


  • (2) (0)

    Wish Banks would Pre-qual on Loans.

    Yes, I recommend this lender

    My favorite thing about using Lending Club was before I recived a hard inquiry on my credit report, I was able to pre-qualify with Lending Club through a soft inquiry. I knew what rate I was getting and how much I could borrow before i decided to move on through the process. I wish banks would do that with Loans so that shopping around doesn't hurt your credit score with personal loans.

    By:   (California)Reviewed On:

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  • (2) (0)

    Wow ~ You guys really like me!!

    Yes, I recommend this lender

    Long story short I co-signed on house loan for son 5 years ago & 2 years ago he went thru a loan modification which he just completed 3 months ago. I applied for loans & rejected because my credit score had dropped. I didn't do it!! I've made my payments on time!! In 40 years I've never been past due on any type of loan. No one would listen to me!! Even my bank said we go by points not that you've never been late. The good old fashion banking is gone. I found Lending club and it's such an awesome program funded by investors. As soon as I verified by bank account ~ Boom the loan proceeds were there! I'm still in shock my loan was approved!! Big thank you and I will be back as an investor next time!

    By:   (Washington State ( Go Hawks!))Reviewed On:

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  • (0) (0)

    So easy!!

    Yes, I recommend this lender

    This was by far the easiest loan I've ever got. The money was in my account quickly and the whole process was so simple. I will definetly use them in the future. Very impressed!!!

    By:   (Charlotte NC)Reviewed On:

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  • (2) (0)

    lender tree

    Yes, I recommend this lender

    all information was easy and quick

    By:   (pensacola, fl.)Reviewed On:

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  • (4) (0)

    Personal Loan

    Yes, I recommend this lender

    My experience with Lending Tree has been excellent. Obtaining the loan was quick and easy. When I needed to reach out to customer service they quickly responded and were pleasant. I needed another loan and had not question that it would be through Lending Tree or one of their associates.

    By:   (Middletown, NY)Reviewed On:

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  • (0) (0)

    Great!!

    Yes, I recommend this lender

    The transaction process from applying to getting the money in your bank account was super quick and easy. Thank you!!

    By:   (Coral Gables, FL)Reviewed On:

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  • (1) (0)

    Great Experience

    Yes, I recommend this lender

    My wife and I am finally on our way to financial freedom, we have been working hard to [ay off our debt, but it has not been easy, we have been turned down many times for consolidation loans. But now with the help of the lending club and the low interest rate we can pay off our debt faster, and in the near future buy our dream house.

    By:   (Zephyrhills, FL)Reviewed On:

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  • (0) (0)

    Very Happy

    Yes, I recommend this lender

    I came into an unexpected situation where I needed a $5000 loan, for bill consolidation and breathing room on other credit obligations. I applied for a Lending Club $5000 loan. I was approved for up to $8000, at an excellent rate (< 10%). This was even though I had a "low" credit score (660) due to high credit balances - but they were good enough to realize that I always pay, so I was a good risk. I had the cash within a week, just a few questions, one in-person call, and confirmation of my bank account via a test deposit. I plan on repaying this loan immediately after I consolidate, but I will use them again as it is a much better rate than credit cards. Very satisfied!

    By:   (Tucson, AZ)Reviewed On:

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  • (0) (0)

    Small loan made easy

    Yes, I recommend this lender

    I was expecting to get a high rate with an online service but it was fair and everything went smooth. Plenty of communication and they gave me many option. will reuse this service if i need to.

    By:   (Los Angeles, Ca)Reviewed On:

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  • (2) (0)

    Simple and easy process

    Yes, I recommend this lender

    Lending Club was actually the second option for me (should have been the first) but I tried another lender first that had a very weird final approval process and was declined because they said they could not verify my identity or what ever. Lending Club was a simple process and I was approved, fully funded, and money was deposited in my account in 3 business days. They also gave me a better interest rate than what I was preapproved for. The only thing I did not like was the fees which take a pretty sizable amount so if planning on using you should ask for more than you need. The staff is extremely friendly as I was having issues receiving emails from their auto generated system but in all I am very happy with them.

    By:   (Huntsville, Al)Reviewed On:

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Applicants with good-to-excellent credit can get a low rate personal loan for up to $35,000 through Lending Club for almost anything! Consolidate your debt, make home improvements, finance a major purchase, and more. Check your rate in minutes without impacting your credit score and you could have the money you need in as soon as 5 days. Loans through the Lending Club platform are issued by WebBank, an FDIC insured Utah-chartered industrial bank located in Salt Lake City, Utah. Loans are not issued to borrowers in IA, ID, IN, ME, MS, ND, NE, or TN. Borrower must be a US citizen or permanent resident and at least 18 years old. Valid bank account and social security number are required. All Loans are subject to credit approval. Our mailing address is: Lending Club, 71 Stevenson, Suite 300, San Francisco, CA 94105. Need help? Please call (888) 629-7606 or send an email to support@lendingclub.com
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