OneMain Financial, Inc. Ratings & Reviews

NMLS ID: 397340

OneMain Financial, Inc.

4.1 of 5 947 Reviews


Who is OneMain Financial, Inc.?

OneMain FinancialSM (Formerly CitiFinancial.) provides personalized loan solutions and one-on-one, local service at neighborhood branches nationwide. Use a OneMain Financial personal loan for bill consolidation, home improvements, unexpected expenses...

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51% of our customers would recommend this lender. (44 of 87)


Customer Reviews


  • (7) (0)

    $100 fee for $500 loan

    I applied this morning with great credit. Just needed a quick $500 loan to pay off early next month. First, I was told they do not have personal loans in that amount that minimum is $1000. After I explained to him that I am looking at their website which states $300-$10,000 he agreed to take application. I was told I was approved but their is a $100 closing fee. Closing fee of that much on such a small amount is ridiculous. Of course I declined loan.

    By:   (San Antonio)Reviewed On:

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  • (12) (2)

    personal loan

    Yes, I recommend this lender

    Great service.. Worked with me to understand credit. Cody arvada colorado office was courteous, creative and helpful. On the road to rebuilding credit!

    By:   (California)Reviewed On:

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  • (17) (1)

    Hard Credit Hit and High APR

    I was interested in looking at offers for a loan to purchase a vehicle. I have an "excellent" credit score according to Lending Tree however I was offered almost 25% APR. As far as I am aware, OneMain is the *only* hard credit inquiry that has hit my account, which is ridiculous considering the APR offered and the fact that I was simply looking for offers. I do realize there was a disclaimer prior to searching for offers, however I feel that the rate they offered in conjunction with a hard credit inquiry was simply unacceptable.

    By:   (Kentucky)Reviewed On:

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  • (5) (2)

    very bad

    customer service

    By:   (I did'nt put in for a loans from you)Reviewed On:

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  • (12) (2)

    Not in the right state

    When I applied for the loan I was not in my right state of mind. I just had lost my mother, didn't want my bills to overlaps due to paying for her arrangements. I signed and I pay 290.00 for 5 years, only 77.00 is going toward the loan. I got another loan from my bank and pay 70.00 every 2 weeks for the same amount but for 3 years. Lord I made a big mistake.

    By:   (Toms River,NJ)Reviewed On:

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  • (14) (3)

    watch

    One Main Financial pulled my credit report without even talking to me first! I did not even want to do business with them. All I was looking for was a good interest rate - not someone to be pulling my credit report through Lending Tree.

    By:   (Michigan)Reviewed On:

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  • (15) (1)

    Hit with a hard inquiry from pre-qualifying search

    Yes, I recommend this lender

    After only doing the search for lenders, only one company did a hard inquiry on my credit report > One Main Financial. Consider yourself warned :( Did not return their calls after that.

    By:   (STL, MO)Reviewed On:

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  • (13) (2)

    great for starting over

    Yes, I recommend this lender

    i worked with William at Tomball location. Extremely helpful , non judgemental and very knowledgeable. I have bad credit and was caught up in the payday loans. I still have high rate but low payments and clearing out some debt.

    By:   (texas)Reviewed On:

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  • (9) (3)

    Horrible!!! False Advertising...

    It took 2 girls in the branch office 6 days to "reject" my app. Total waste of time. 2 days my foot!!! I spent a lot of time faxing in all they asked for..They were Terrible about calling me back etc. I will be lodging a formal grievance via the BBB. Don't waste your time.. go else where!!!

    By:   (Tx)Reviewed On:

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  • (9) (5)

    $1000.00

    Yes, I recommend this lender

    Fast and courtesy if u ou have pretty good credit that is.

    By:   (Churchill tn.)Reviewed On:

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OneMain FinancialSM (Formerly CitiFinancial.) provides personalized loan solutions and one-on-one, local service at neighborhood branches nationwide. Use a OneMain Financial personal loan for bill consolidation, home improvements, unexpected expenses and more. Count on OneMain Financial for a straightforward personal loan application, fixed rates, clear terms, flexible payment options and money the same day if your are approved by noon.
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