Prospect Financial Group, Inc. Ratings & Reviews

NMLS ID: 365482

Prospect Financial Group, Inc.

4.8 of 5 122 Reviews


Who is Prospect Financial Group, Inc.?

Since your home is probably the largest investment you will make in your life, we are here to advise and guide you in making the right decisions that will best suit your family's needs. We will never try to sell you a mortgage; rather, we are here to...

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97% of our customers would recommend this lender. (118 of 122)


Customer Reviews


  • (0) (0)

    Prospect Financial Group

    Yes, I recommend this lender

    After debating for a while I went ahead and contacted Dustin at Prospect Financial to do my refinance. He was great to work with and we got the best rate that was available at the time. I highly recommend both Dustin and Prospect Financial if you are looking to do a refinance. It was all straight forward and Dustin explained everything that needed to happen and answered any questions I had very promptly.

    By:   (San Francisco Bay Area, California)Reviewed On:

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  • (0) (0)

    Good Points for Success

    Yes, I recommend this lender

    Efficient and Professional services Timely responses Knowledgeable Responsible Great service

    By:   (Los Angeles, CA)Reviewed On:

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  • (0) (0)

    Great experience

    Yes, I recommend this lender

    They made the refiancing process very easy. They were efficient and professional. Their customer service was excellent and they were always available to answer my questions.

    By:   (Riverside, ca)Reviewed On:

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  • (0) (0)

    Good rates, speedy, and a little clingy.

    Yes, I recommend this lender

    Prospect Financial Group had the best rates of all Lending Tree lenders, so I went with them to do a cash-out refinance of my house. They were really fast to reply to all my questions and queries before I filed the paperwork as well as after. I don't see how anyone could expect any better from a lender, to be honest. Their instructions were clear, they replied quickly. There was one small communication mistake that I had to clear up at the last second around not wanting to escrow property taxes and home insurance as part of my mortgage payment, but not a huge deal IMO. When it came time to sign, they sent someone to my home to handle all the paperwork and I got my money (after a bit of a delay with banks being weird) easily. The only downside is that I was nowhere near ready to actually go through with the loan when I signed up on Lending Tree and their lender and president basically emailed, voicemailed and called me to death. To be fair, so did most of the other lenders, and I totally get that they need to do whatever they can to close on their leads, so no hard feelings. When I told them I wasn't ready yet and I'd get back to them, they actually backed off and let me move at my own speed.

    By:   (Bay Area)Reviewed On:

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  • (0) (0)

    No Problems!

    Yes, I recommend this lender

    My refinance took a total of three weeks to close. And it might have been sooner if the doc signing had not had items overlooked. They gave me the term and rate I asked for from the beginning. And my appraisal came thru better than I expected. Like I said, " No Problems " !

    By:   (La Verne, CA)Reviewed On:

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  • (0) (0)

    Great Experience

    Yes, I recommend this lender

    We would highly recommend Prospect Financial for refinancing needs. They offered the best rates/terms out of several competitors, the customer service was excellent (Thank you, Matt!) and the process was quick and painless.

    By:   (Riverside, CA)Reviewed On:

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  • (0) (0)

    Refinance

    Yes, I recommend this lender

    The customer service at Prospect Financial is exceptional. They are very responsive and the process was very straightforward.

    By:   (OrangeCounty, Ca)Reviewed On:

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  • (0) (0)

    Excellence

    Yes, I recommend this lender

    Prospect and our Representative were a dream to work with. They made the whole process easy to understand and we trusted them from the very beginning. The follow through and care was seen in all of the details of how they conducted the process. Would definitely work Prosepct again for any of our lending needs!

    By:   (Claremont, CA)Reviewed On:

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  • (0) (0)

    Nik Molitor Praise

    Yes, I recommend this lender

    Nik Molitor was a great person to work with on my new Re-Fi loan. The new loan was fast and easy with Nik. He kept me advised daily about the process and what was expected. I definitely recommend Nik to my friends and family.

    By:   (Carlsbad, Ca.)Reviewed On:

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  • (0) (0)

    So easy!

    Yes, I recommend this lender

    Prospect made it easy to get through all of the paperwork and get the loan done fast. They were always helpful, and quick to answer any questions.

    By:   (Napa)Reviewed On:

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Since your home is probably the largest investment you will make in your life, we are here to advise and guide you in making the right decisions that will best suit your family's needs. We will never try to sell you a mortgage; rather, we are here to guide you down the correct path. We are absolutely committed to making the loan and buying process as fast and easy as possible. It's an approach that focuses on helping our clients reach their individual goals more quickly and more comfortably. It's the reason so many clients come back to us time and time again for all of their refinancing and purchasing needs. Prospect Financial Group, Inc. understands that the mortgage industry is a very mature and sophisticated marketplace where pricing and product availability can make or break a mortgage company. We realize that no longer can slick marketing practices and extensive advertising campaigns promote success in the absence of superior pricing.
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