rateGenius Ratings & Reviews

NMLS ID: 1003417

rateGenius

4.2 of 5 268 Reviews


Who is rateGenius?

Who is rateGenius? Our mission is to save you money by finding the lowest interest rate on your auto loan. By comparing over 200 lenders nationwide, we bring together qualified borrowers and competitive lenders to create the best possible financing...

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81% of our customers would recommend this lender. (115 of 142)


Customer Reviews


  • (0) (0)

    Auto Loan

    Yes, I recommend this lender

    They working hard to refinance my auto loan

    By:   (Houston)Reviewed On:

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  • (0) (0)

    Outstanding Customer Service

    Yes, I recommend this lender

    Mark kept me updated through out the process very quick on processing my refinance from 1000 miles away, if there was a question he was there to answer my call or return it at a timely manner.

    By:   (Washington DC)Reviewed On:

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  • (0) (0)

    Auto Refi

    Yes, I recommend this lender

    Easy to do business with!

    By:   (Milwaukee, WI)Reviewed On:

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  • (2) (0)

    Down from 18.2% to 6.1%

    Yes, I recommend this lender

    I highly recommend Rate Genius. I was stuck in a high interest car loan! Through the help of Rate Genius, they found me a low interest car rate. My loan dropped $100.00 a month. They were so helpful working with me. Customer service was friendly.

    By:   (Missouri)Reviewed On:

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  • (3) (0)

    Greatest Ever!

    Yes, I recommend this lender

    When first financed my car in 2007 I made the mistake going through the dealership for financing. They hit me with a high rate of 19.9% and a large down payment. My payments where $374 a month for 60month contract. Two years in to the loan I was losing my mind. I decided to try lendingtree.com where I discovered RateGenius. From The start of the process I knew I made the right choice. They reduced rate to 7.99% and brought my payments down to $255 a month for 72months. I didn't mind the extra time because it put more money in my pocket and I saved on interest. My last payment will be on 2/10/2015. Thank you RateGenius!

    By:   (Spring Hill, Florida.)Reviewed On:

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  • (3) (0)

    Fast, Easy, Transparent

    Yes, I recommend this lender

    Abraham @RateGenius was helpful, quick to respond, and transparent about the timeline, all options, and potential issues. Got loan approved, funded, and payoff letter mailed within about a week despite Thanksgiving. I highly recommend RateGenius to strangers and friends alike.

    By:   (San Diego, CA)Reviewed On:

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  • (1) (3)

    Customer Service very POOR

    I was NOT told any info that I needed before I was willing to go ahead with the loan app. I wanted to know HOW long a term I could get with a 2010 Mercedes with a FICO of 820?????????? Would not tell me.

    By:   (Ashland, OH)Reviewed On:

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  • (1) (0)

    Excellent Service

    Yes, I recommend this lender

    would work with them again

    By:   (Dallas, Texas)Reviewed On:

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  • (3) (0)

    5 star service

    Yes, I recommend this lender

    I cannot say enough good things about my experience with this company. After a few other offers with interest rates too high and others that didn't seem Kosher, I got a call from Rate Genius. From that moment on it was smooth sailing. On the first voicemail they told me the loan was already underwritten and they did not lie. They have a very professional website, the staff was extremely responsive and answered every question I had very very fast. My paperwork was organized and closing was swift. I am VERY happy and would definitely recommend them.

    By:   (Charlotte, NC)Reviewed On:

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  • (0) (0)

    Great Experience

    Yes, I recommend this lender

    I needed to refinance my overpriced car load and Rate Genius reduced my monthly payment by $300. It was fast and simple and I would strongly recommend this company

    By:   (Cibolo, TX)Reviewed On:

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Who is rateGenius? Our mission is to save you money by finding the lowest interest rate on your auto loan. By comparing over 200 lenders nationwide, we bring together qualified borrowers and competitive lenders to create the best possible financing opportunity. In fact, we have saved consumers thousands of dollars by refinancing their auto loans. Since there is NO FEE to you, it's like FREE money. It’s easy to refinance your loan and get the lowest possible interest rate. We’re a broker not a lender. It's quick, secure and totally free. When a consumer applies to refinance a car loan, rateGenius collects the customer's financial information and submits the application to a member of its Lender Network, comprised of FDIC-insured banks, thrifts and licensed lenders. If a lender agrees to make the loan, rateGenius works with the consumer to complete the loan documents and finalized the loan. There is no charge to the consumer for rateGenius' services. We’re a Texas corporation located in Austin, Texas, licensed with the Texas Office of Consumer Credit Commissioner. In addition, rateGenius is licensed in all 50 states. We also have an insurance agency, which compares multiple nationwide insurance providers to find customers the best insurance rates—from accidental death insurance to auto insurance to homeowners insurance. We've got you covered.
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