Reliance First Capital, LLC Ratings & Reviews

NMLS ID: 58775

Reliance First Capital, LLC

4.7 of 5 357 Reviews


Who is Reliance First Capital, LLC?

Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. ...

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93% of our customers would recommend this lender. (333 of 357)


Customer Reviews


  • (0) (0)

    Good but not great.

    Yes, I recommend this lender

    I initially was promised 100% LTV with no out of pocket closing costs even with my recently discharged Chapter 13 Bankruptcy, which would've allowed me to cash out ~$10,000. That didn't happen. In the end I had to scrape together nearly $4,700 to close the loan. I'm aware that I had a difficult credit situation to deal with, but I don't like that fact that I came out $14,000 under what I was originally expecting to borrow after almost 5 months of going back and forth and sending in this and that repeatedly. I almost gave up on the whole situation, but Ken Watson, the Mortgage Analyst that I worked with, bent over backwards and definitely went above and beyond to get this done and didn't let me give up. Thanks for all your help Ken.

    By:   (Indiana)Reviewed On:

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  • (0) (0)

    rude representative

    After briefly speaking to rep, he abruptly hung up. I asked him to give A ballpark costs and rate without running a credit report. I informed him that lending tree had given me a sco're already. What a joke totally unprofessional.

    By:   (north carolina)Reviewed On:

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  • (3) (0)

    Carlton Burns

    Yes, I recommend this lender

    After a messy divorce I had to refinance my home. I submitted a request via Lending Tree and was contacted by numerous lenders. When you have to deal with someone over a telephone rather than face to face, it makes you a little leery on who is on the other end. However, when Carlton Burns with Reliance First Capital contacted me, he could tell that there was hesitation in my voice. He was able to put my mind at ease as the process started rolling. It took about a month from beginning to finish and that was even with 2 holidays in between. Carlton did an absolutely wonderful job in staying in contact with me and getting everything done in a timely manner. I would definitely recommend Carlton and this company. Carlton GREAT JOB AND THANK YOU!!!!!

    By:   (Borden, IN)Reviewed On:

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  • (2) (0)

    Miracle worker

    Yes, I recommend this lender

    I received yet another call to refinance my existing mortgage, but I declined. I was tired of going through the process only to find out that my Loan-to-Value was much too short. This LTV was no friend of mine. Lisa Warner was with Reliance First Capital, and she insisted that she could do what others could not, and after some thought, I gave her the green light, knowing what the end result would be. The problem with this plan was that Lisa knew her stuff, and she wanted to prove me wrong. She guided me every step of the way via email and phone call. Everything was explained thoroughly right to the end. I actually refinanced! I actually dropped my rate...and my monthly payment. What I wanted all along was accomplished, and it was something no other lender was able to do. To me, she is a miracle worker, and she was able to drop my monthly output at a time when it was ready to head far north! Thanks Lisa!

    By:   (Wethersfield, CT)Reviewed On:

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  • (5) (0)

    Ask for Kenya!

    Yes, I recommend this lender

    This was a wonderful experience, much better and more personalized than I experienced with a refinance 8 years ago. No hassle, and done within 3 weeks of first contact. I would highly recommend them since this was the lowest pressure of all who contacted me (6 different lenders). Also, kept contact at my convenience, not theirs, and scheduled all contact based upon my schedule and location. Awesome closing - 20 minutes of signing the papers since I had them to read 48 hours before closing and didn't have to read them there.

    By:   (Houston, TX)Reviewed On:

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  • (4) (0)

    Love the service!

    Yes, I recommend this lender

    My husband and I came to Reliance where we then met Robert Cotton and I must say it was truly a great experience from beginning to end. Robert was able to help us improve our credit with 3 month's to get approved for a home loan at a low interest rate.. He consistently stayed on top of things so we always knew where we were at during the loan process. He made a very stressful situation become very un-stressful. We are enjoying our new home and so thankful for everything he helped us achieve.

    By:   (Charlotte, NC)Reviewed On:

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  • (1) (0)

    Excellent Re-Finance

    Yes, I recommend this lender

    Reliance Capital meet my every need, and was responsive with any questions I had. Extremely trustworthy!!

    By:   (Warren,Maine)Reviewed On:

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  • (2) (0)

    Responsive and reliable!

    Yes, I recommend this lender

    Very responsive to our needs and our over goal. Thanks for helping shape our future!

    By:   (Las Cruces, NM)Reviewed On:

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  • (3) (0)

    Very Please with the outcome

    Yes, I recommend this lender

    I am very please with ever one that was involved in my refinance with Reliance. Bonnie Molluso was just great. Thank Bonnie, Rinell

    By:   (Clinto, Maryland 20735)Reviewed On:

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  • (3) (0)

    Great working with Michelle Williams

    Yes, I recommend this lender

    Recently went through a re-fi and after reviewing my options thru Lending Tree and speaking with several lenders I selected Reliance First Capital and Michelle Williams. Michelle was fantastic from start to finish. She provided me with many options best suited for my situation and we were able to close in about a month. I can't say enough about Michelle, it was a pleasure to work with her. She was the reason I went with Reliance. I had comparable rates with other lenders but after speaking with Michelle I knew that we would work well together. If you are going to go with Reliance I'd request to work with Michelle. She is very knowledgeable, friendly, responsive and will do whatever she can to help you close your loan under the terms you are looking for. Thanks again Michelle for a great experience!

    By:   (Hudson, NH)Reviewed On:

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Reliance First Capital was founded with the purpose of helping both existing and prospective homeowners receive the right mortgage. We achieve our goal by developing customized mortgage programs that match each client's specific needs and situation. So whether you’re looking to buy a home or looking to refinance your current mortgage, whether you have perfect credit or are struggling with payments, our dedicated and knowledgeable staff will design a custom-tailored mortgage that helps you achieve your financial goals. At Reliance First Capital, we welcome the opportunity to put our years of industry experience to work for you. As a direct lender, we have the resources to deliver the right programs, fast approvals, speedy closings and, most importantly, deliver your money. You can RELY on Reliance First Capital.
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