Box Home Loans Ratings & Reviews

NMLS ID: 3148

Box Home Loans

3.9 of 5 7 Reviews


Who is Box Home Loans?

Fans of Box Home Loans have always appreciated being rewarded for having great credit and being financially responsible with lower rates and fees.  The automated online process starts with easily getting a custom rate and fees quote without all personal...

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71% of our customers would recommend this lender. (5 of 7)


Customer Reviews


  • (0) (0)

    You get what you pay for

    I can’t believe what has happen with my loan. I thought everything was in good working order. My loan has been delayed a couple of times now and I had to pay for an extension. Then I had a closing date and I wired the money from my bank to the title company and signed closing documents. Now, box told me I have to reverse the wire and re sign my closing documents again. So far my experience with Box has been a complete nightmare and I will never recommend Box to anyone.

    By:   (Texas)Reviewed On:

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  • (1) (0)

    Pleasantly Surprised

    Yes, I recommend this lender

    I was working with Jessica Hall. She explained everything in a very understandable way. She told me when to except what and was always correct. The whole process took just over 2 weeks. Mostly that was because Texas law makes you wait 13 days on a refinance. Jessica gave me her office number and her cell phone along with an email address. I could reach her at any time. Great job Jessica. Thank you.

    By:   (Houston, TX)Reviewed On:

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  • (1) (1)

    Always Available

    Yes, I recommend this lender

    I've just closed on my mortgage refinance with Republic Mortgage. I had tried with another company that let me down and then I gave Republic a chance. I worked with Ted Paulmeno and he was excellent. The guy answers the phone every time you call every day that you call and is always pleasant to work with. With all the hoops that you have to jump through to please the underwriters these days, Teddy helped me put together all the documents I needed. Thanks Teddy. I appreciate the help.

    By:   (Austin, TX)Reviewed On:

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  • (4) (9)

    Increase of .250 Percentage Points in 2 HOURS?

    I received an intitial rate quote of 2.750% for a 15-year loan, and immediately provided the requested information. There were no issues whatsoever with my information that would have resulted in a higher rate (in fact, my credit score is almost perfect, and is near the top-end of the range that I indicated in my application), yet the good faith estimate came out to 3.000%. When I asked what accounted for the difference beween the quotes, the lender claimed that the rates had increased that much since I submitted my initial application... which was TWO HOURS EARLIER. Needless to say, I find it extremely hard to believe that across-the-board rates could increase by a full .250 percentage points (in other words, a NINE PERCENT increase) in the span of TWO HOURS barring extreme government action or global catastrophe, neither of which there were on that day.

    By:   (Houston, TX)Reviewed On:

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  • (7) (6)

    Loan

    Yes, I recommend this lender

    I was extremely pleased with the person who helped me through this process, i.e. Scott Farrar.

    By:   (Texas)Reviewed On:

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  • (7) (4)

    Perfect score!

    Yes, I recommend this lender

    Republic Mortgage was very easy to work with, Scott Farrar was very responsive to my questions, he understands the products perfectly and made this the easiest transaction I have ever done. Rates and fees were the best of all offers. Thanks I will be doing business with you again.

    By:   (Austin, Tx)Reviewed On:

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  • (12) (11)

    Republic Mortgage Rocks

    Yes, I recommend this lender

    Kristy Robinson was great to work with. The easiest re-fi ever and it was all completed within 3 weeks. Always responsive, called within 3 minutes for filling out the Lending Tree application online, on top of everything. Definitely top notch and would do business with them again in a heartbeat.

    By:   (Houston, TX)Reviewed On:

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Fans of Box Home Loans have always appreciated being rewarded for having great credit and being financially responsible with lower rates and fees.  The automated online process starts with easily getting a custom rate and fees quote without all personal info required by most lenders.  This ease and transparency continues through the whole process including the online application, secure uploading documents and e-signatures on initial loan disclosures.  With in-house underwriting, salaried loan officers and amazing processors, the experience has a nice personal touch.  As a preferred lender of HBM II, a nationally Licensed Real Estate brokerage, Box Home Loans customer’s benefit with access to helpful Real Estate tools like Home Scouting, Sold Home Alert. 

The experience of harnessing the internet for finding the right home and getting the best loan is easier and less expensive than ever before.  Our job is to make sure your home buying experience is a pleasant one. 
We specialize in purchase and refinance loans and look forward to serving you!
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