Balancing a household budget is largely a matter of making cash flow match up -- making sure there is money available when needed to pay for expenses. If either income or expenses are irregular or unpredictable, getting cash flow to match up can be difficult. A personal line of credit can help.
What is a personal line of credit? This summary will explain what it is, how it can be used, the advantages and disadvantages of this method of financing, and what consumers should be aware of when shopping for personal lines of credit.
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