The Rates, APRs, Fees, and Monthly Amounts above are estimates only and are not guaranteed. The information provided is for illustrative purposes only and is merely a conditional quote subject to change, may not be available in all states and are based on loan amount requested and creditworthiness as determined by the lender selected. When you proceed with a lender, they will inquire into your credit and such inquiry will impact your credit score. Your financial information will be required to be verified and subject to formal credit approval by the lender selected. LendingTree receives payment from the lenders on a cost per click and/or closed loan fee, but provides its services free of charge to you to search and compare lenders.
Sometimes you just need some extra money. Maybe your credit card interest rates are through the roof, you need to make a major purchase or something unexpected happens. That’s when a personal loan can really help. Use your loan to consolidate debts, cover medical bills, or make some home improvements, or even improve your credit.
Whatever your reasons, if you need some more money right now – from $1,000 up to $35,000 – LendingTree can help steer you in the right direction.
Improve Your Credit!
A personal loan can help you build or improve your credit by adding another line of credit to your credit report. Your lender will report your monthly payments to the three credit bureaus—Equifax, Experian and TransUnion. To improve your credit, make sure you make all of your payments on time and never miss a payment. With consistent, on-time payments, you’ll start to see your credit score improve over time.
Today’s Personal Loan Rates
What is a Personal Loan?
A personal loan, also called a signature loan, is an unsecured loan, which means you can borrow money with no collateral based on your credit. From consolidating debt to financing a purchase to improving your credit, people choose personal loans because interest rates are usually lower than credit cards, which can save you thousands of dollars.
Lending tree gave me the opportunity to be pre approved by more then one lender. I was able to look over all the offers and decide which one better fit my needs. After making my choice, a decision was made within 24 hours and my money was deposited into my account within 48 hours. This was truly one stop shopping.
I wanted to obtain a small personal loan to consolidate some debt,and get a little breathing room in my finances. It literally took me an hour to apply and upload a few documents. A follow up call the next day,and then two days after that, the money was direct deposited into my bank account. Thank you lending tree for treating me so well. Sometimes you think customer service and appreciation has vanished. But you really renewed my confidence!