NMLS# 453156

4.4 of 5stars4062 Reviews

Capital One Auto Finance

  • Recommended Lender
    Recommended 62%
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Lender Summary

 Capital One Auto Finance offers financing for new and used vehicle purchases. Auto Navigator®  is a cutting-edge car-shopping tool created to give you an end-to-end experience, making it easier to find and finance your next vehicle. 
Lender Notes
 Thank you for considering Capital One Auto Finance. If you are pre-qualified, click ‘Continue’ to log in to your account. 
Offer Conditions
 Auto Navigator terms expire 30 days from the date your application is received. Capital One Auto Finance provides financing for new and used cars, light trucks, minivans, or SUVs at participating dealerships. The vehicles must be a 2009 model year or newer and have fewer than 120,000 miles. Personal use only. The minimum Amount Financed is $4,000. Your maximum Amount Financed may be based on income, key credit characteristics, the vehicle you are purchasing, the details of the financing deal, and/or the specific dealership from which you purchase the vehicle.
Offer Description
 If pre-qualified, all you have to do is log in to get started. While you search our robust local dealership inventory, you’ll see your personalized rate and monthly payment for each car. Then, adjust your financing terms on the vehicle you want, and take your Offer Summary with you to the dealership. 

What they're saying

Ratings & Reviews
4062 Reviews
  • Interest Rates
    Average
  • Fees & Closing Costs
    Average
  • Responsiveness
    Good
  • Customer Service
    Average

Review Breakdown

Terrible Clarity

I reset my due date for my auto loan but that does not update my pay date. There is no good reason why any person would want to update their due date and not update their payment date.
Payment still went through on old date even though every indication to me was that my due date AND payment date were changed. There is no need to be so convoluted unless you're TRYING to screw people over.
I still had the money to pay but now I don't have what I need for the rest of the month. AWFUL. USER. EXPERIENCE.

  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Best Experience!!

Decided it was time to start looking for another vehicle, but I dreaded the whole car buying process of being at a dealership all day. I decided to try Capital One Auto and filled out the online pre-qualification and was pre-qualified for 35k. I submitted my employment verification and 2 days later, I was notified that I was pre-approved. I was given a list of dealers in my area that accepted Capital One Auto Loans. Printed my pre-approval letter, went to the dealership and found the vehicle I wanted. I filled out the dealer credit application and gave them my pre-approval to reference and asked that it only be submitted to Capital One to void multiple hard pulls on my credit. They gladly agreed and within 20 mins they came back and said that my pre-approval was approved. Agreed on a down payment, Terms and payment amount. The longest time spent after that was waiting for the sales manager to close the deal. Once I closed the deal, the manager stated that I made it easy on them already having my financing in place. I've had the vehicle for 1 week now and just received my Capital One Auto Welcome email that my account was now available to log in and setup my account. Overall this was the most painless car buying experience I've ever had. Definitely recommend!!!

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Time waster

Apparently if you own a business and provide business bank statements to prove income you dont qualify. Lol
If you get pre qualified you still have to go to a dealer and get qualified through them. Time waster

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review
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