NMLS# 453156

Capital One Auto Finance

  • Recommended 63%
View Rates Write a Review

Lender Summary

Capital One Auto Finance offers financing for new and used vehicle purchases. Auto Navigator® is a cutting-edge car-shopping tool created to give you an end-to-end experience, making it easier to find and finance your next vehicle.
Lender Notes
Thank you for considering Capital One Auto Finance. If you are pre-qualified, click ‘Continue’ to log in to your account.
Offer Conditions
Auto Navigator terms expire 30 days from the date your application is received. Capital One Auto Finance provides financing for new and used cars, light trucks, minivans, or SUVs at participating dealerships. The vehicles must be a 2009 model year or newer and have fewer than 120,000 miles. Personal use only. The minimum Amount Financed is $4,000. Your maximum Amount Financed may be based on income, key credit characteristics, the vehicle you are purchasing, the details of the financing deal, and/or the specific dealership from which you purchase the vehicle.
Offer Description
If pre-qualified, all you have to do is log in to get started. While you search our robust local dealership inventory, you’ll see your personalized rate and monthly payment for each car. Then, adjust your financing terms on the vehicle you want, and take your Offer Summary with you to the dealership.

Rating Breakdown

What consumers are saying

EXCELLENT!!!

I was amazed at how convenient the entire process was. From pre-approval to actually signing the contract it couldn't have been easier. Now that my loan has been processed I've been able to handle auto payments through the app without any problems at all. I rate this experience as 5 out of 5 stars and would recommend it to anyone looking for easy auto financing!!!

Tony from Hugo, OK

Reviewed in April 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Capital one is the best!!

Was in a rush to purchase a vehicle. Capital One rushed my process and got me approved with in a few hours! Will always be a loyal Capital One customer! Super fast amd easy. Thanks CAP ONE!

Mike from GRANADA HILLS, CA

Reviewed in March 2019

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

The biggest load of BS ever

First, I have been at my job over 10 years. My credit scores are all close to 800. My finances are secure.
Their auto navigator declined me. They said they couldn't discuss it with me, but they would send me a letter.
Their letter said there was an alert on a credit report and they tried to contact me about it.
First, there is no alert. I checked.
Second, there was no call or anything else from them.
Third, their auto navigator people refuse to discuss it.
Sounds like a no-win situation.
By comparison, I got financing with a great rate within a few minutes from another lender.
Won't do business with them again.

glenn from INDEPENDENCE, MO

Reviewed in March 2019

  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

Auto Navigator

I ended up having a higher APR than what was on my Capital Auto Navigator. The process was a bit discouraging.

Sonji from Cleveland, WI

Reviewed in March 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Good Experience

Great website. Easy to work with.

Kirsten from Moore, TX

Reviewed in February 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Auto loan

Everything was easy and smooth

Gregg from Crest Hill, IL

Reviewed in January 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Best Banking

Everything about capital one bank is awesome!!!!

Leslie from Randolph, MA

Reviewed in January 2019

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Best Car Buying Experience

It was a fast, easy and great experience!! I couldn’t be happier, I would definitely recommend them to anyone! No surprises!!

Maria from Porter, TX

Reviewed in December 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Misleading Mark

Had to pick from a list of dealers Capital One do business with, in order to find a vehicle. Found a vehicle that I liked on their Capital One Navigator website with an asking price between 16,000-18,000, with an estimated payment & discounts. Once I arrived at the dealership, I was told thatt the pricing that Capital One offered on it’s website Auto Navigator was misleading and was not the actual cost of the vehicle, therefore I didn’t purchase the vehicle for the price advertised on the Capital One Auto Navigator website. Bought for about 3,000 more. Dissatisfied with the misleading information obtained on the Capital One website. Would have preferred Capital One just issuing me a check to find my own vehicle, instead of limiting me to a select dealers.

Mark from Los Angeles, CA

Reviewed in November 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Excellent Service

Working with Capital One was the easiest process ever!!

Myka from Cottage Grove, WI

Reviewed in September 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review