NMLS# 453156

4.4 of 5stars4065 Reviews

Capital One Auto Finance

  • Recommended Lender
    Recommended 62%
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Lender Summary

About Capital One® 
When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator® from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place.  

Lender Notes 
 Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. 

  Offer Conditions
  Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see Visit CapitalOne for more details. 

 Offer Description  
To see your real rate and monthly payment while you shop cars, click “continue” to login.

What they're saying

Ratings & Reviews
4065 Reviews
  • Interest Rates
  • Fees & Closing Costs
  • Responsiveness
  • Customer Service

Review Breakdown

Showing 1 star reviews | Show all reviews

Car loan

With 4 years of on time payments, i figured they would give some relieve during these times(covid19) of unemployment but nope. I called , spoke with a customer service rep that said I signed the contract that said my apr was set for the length of the term and there is nothing he could do for me. Disgusted. Definitely would not recommend to anyone.

  • Closed with Lender:

  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Terrible Clarity

I reset my due date for my auto loan but that does not update my pay date. There is no good reason why any person would want to update their due date and not update their payment date.
Payment still went through on old date even though every indication to me was that my due date AND payment date were changed. There is no need to be so convoluted unless you're TRYING to screw people over.
I still had the money to pay but now I don't have what I need for the rest of the month. AWFUL. USER. EXPERIENCE.

  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Time waster

Apparently if you own a business and provide business bank statements to prove income you dont qualify. Lol
If you get pre qualified you still have to go to a dealer and get qualified through them. Time waster

  • LendingTree Customer:

  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Capital One Auto Finance

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