NMLS# 453156

4.4 of 5stars4065 Reviews

Capital One Auto Finance

  • Recommended Lender
    Recommended 62%
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Lender Summary

About Capital One 
When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. 

Lender Notes 
 Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. 

Offer Conditions 
Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see Visit CapitalOne for more details. 

Offer Description 
To see your real rate and monthly payment while you shop cars, click “continue”, to login.

What they're saying

Ratings & Reviews
4065 Reviews
  • Interest Rates
  • Fees & Closing Costs
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  • Customer Service

Review Breakdown


I was amazed at how convenient the entire process was. From pre-approval to actually signing the contract it couldn't have been easier. Now that my loan has been processed I've been able to handle auto payments through the app without any problems at all. I rate this experience as 5 out of 5 stars and would recommend it to anyone looking for easy auto financing!!!

  • LendingTree Customer:

  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Capital one is the best!!

Was in a rush to purchase a vehicle. Capital One rushed my process and got me approved with in a few hours! Will always be a loyal Capital One customer! Super fast amd easy. Thanks CAP ONE!

  • Closed with Lender:

  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

The biggest load of BS ever

First, I have been at my job over 10 years. My credit scores are all close to 800. My finances are secure.
Their auto navigator declined me. They said they couldn't discuss it with me, but they would send me a letter.
Their letter said there was an alert on a credit report and they tried to contact me about it.
First, there is no alert. I checked.
Second, there was no call or anything else from them.
Third, their auto navigator people refuse to discuss it.
Sounds like a no-win situation.
By comparison, I got financing with a great rate within a few minutes from another lender.
Won't do business with them again.

  • Loan Type:

  • Review Type:

    Lender Review

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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Capital One Auto Finance

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