NMLS# 453156

4.4 of 5stars4065 Reviews

Capital One Auto Finance

  • Recommended Lender
    Recommended 62%
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Lender Summary

About Capital One® 
When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator® from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place.  


Lender Notes 
 Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. 


  Offer Conditions
  Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see Visit CapitalOne for more details. 


 Offer Description  
To see your real rate and monthly payment while you shop cars, click “continue” to login.

What they're saying

Ratings & Reviews
4065 Reviews
  • Interest Rates
    Average
  • Fees & Closing Costs
    Average
  • Responsiveness
    Good
  • Customer Service
    Average

Review Breakdown

awesome

Best bank ever I sign up for the loan next day they called me with in 2 days all paper work was in my mail box. The whole precession took no longer than a week an half. I was supper excited with my new payments and rate.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Great site NOT!

Did a hard pull for refinance on my car, my score was 715, now it is 699 , and you never did send me an offer, either remove it or send me a offer.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Refinance
  • Review Type:

    Lender Review

beware hard inquiry for information!

I've financed cars through Capital One before and never had any issues so for that I would recommend them. I'm writing this review to complain about the fact that I filled out an auto refinance request on Lending Tree (which says nothing about placing hard inquiries on your credit report) just to see what the #s looked like and I woke up the next morning to several notifications of new inquiries on my credit report. When I looked it up, Capital One had pulled my credit report and now I have another hard inqiury on my report. None of the other lenders did this and I also filled out the mortgage one and none of those lenders pulled the report either. Customers should be notified that requesting the information will result in the hard inquiry since its something you get stuck with for a couple of years!

  • LendingTree Customer:

    Yes
  • Loan Type:

  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Capital One Auto Finance

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