When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. Lender Notes Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. Offer Conditions Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see www.capitalone.com/cars. Offer Description To see your real rate and monthly payment while you shop cars, click “continue”, to login.
waste of time
Wants all personal info comes up with minimal lenders.
That want you to log in, and give more info.
No respect for time or privacy.
Horrible Company! No Compassion! Only In It For The Money
I have already paid off one vehicle that I financed with Capital One. The first time they were easy to deal with and had no problems helping me out when I needed to defer a payment. I decided to finance with them again when I bought a car 3 years ago. I recently called and asked for a deferment due to Covid and was told they could not help me. I was told the only thing they could offer me was to make a portion of the payment and then pay the rest before my next note was due. They ask so many demeaning questions about my income and why I needed the deferment. That is not any of their business. I have always made my payments and never have had a repossession. About 6 months ago I purchased a brand new 2020 Dodge Ram 1500 and financed it through another company. They have been amazing. They gave me a deferment without all the demeaning questions. I will most certainly finance with them from this point forward. As far as Capital One Auto Finance I will NEVER finance with them again and will tell everyone I know to steer clear of them at any cost. They are the worst auto finance company around. What are they going to do with a bunch of repossessed cars? If they aren't willing to work with people then that's what is going to happen.
Closed with Lender:
800 credit score, $200k /year, $90k in the bank, no debt other than student loan and mortgage and I'm offered 8.8%. I got better rates when my income was less and my credit was average.