NMLS# 453156

Capital One

Lender Summary

When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. 


Lender Notes 
 Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. 


Offer Conditions 
Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see www.capitalone.com/cars for more details. 


Offer Description 
To see your real rate and monthly payment while you shop cars, click “continue”, to login.

What they're saying

Ratings & Reviews
4069 Reviews
  • Interest Rates
    Average
  • Fees & Closing Costs
    Average
  • Responsiveness
    Good
  • Customer Service
    Average

Review Breakdown

They can’t even pay off prior loan after one month! Pathetic

I refinanced with these guys on December 12,2020. They gave me a lower rate which was awesome. Well it’s January 11,2021 and I had to pay their payment on the first and Huntington Bank’s on the first too! They said it was lost in mail. Typical response from anyone now a days. It’s either Corona or Post office fault. I told them I wanted to cancel today and I wanted my 700 bucks back. I paid a loan to them and they haven’t even paid off the last car loan! So pretty much they pocketed my money while failing to do their job. Btw I called last Tuesday and she said she would overnight them a new check. Today is Monday and they never received! I will never ask for a Capital One loan, refinance or credit card ever again! Spend less in paying actors to make millions on your commercials and more on Americans answering your phones.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Refinance
  • Review Type:

    Lender Review

waste of time

Wants all personal info comes up with minimal lenders.
That want you to log in, and give more info.
No respect for time or privacy.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Horrible Company! No Compassion! Only In It For The Money

I have already paid off one vehicle that I financed with Capital One. The first time they were easy to deal with and had no problems helping me out when I needed to defer a payment. I decided to finance with them again when I bought a car 3 years ago. I recently called and asked for a deferment due to Covid and was told they could not help me. I was told the only thing they could offer me was to make a portion of the payment and then pay the rest before my next note was due. They ask so many demeaning questions about my income and why I needed the deferment. That is not any of their business. I have always made my payments and never have had a repossession. About 6 months ago I purchased a brand new 2020 Dodge Ram 1500 and financed it through another company. They have been amazing. They gave me a deferment without all the demeaning questions. I will most certainly finance with them from this point forward. As far as Capital One Auto Finance I will NEVER finance with them again and will tell everyone I know to steer clear of them at any cost. They are the worst auto finance company around. What are they going to do with a bunch of repossessed cars? If they aren't willing to work with people then that's what is going to happen.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Capital One

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