When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. Lender Notes Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. Offer Conditions Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see www.capitalone.com/cars for more details. Offer Description To see your real rate and monthly payment while you shop cars, click “continue”, to login.
It's okay company
The entire process was quick and easy but they dont make good decisions on aquirying new customers. So in my opinion they aren't really smart.
I reset my due date for my auto loan but that does not update my pay date. There is no good reason why any person would want to update their due date and not update their payment date.
Payment still went through on old date even though every indication to me was that my due date AND payment date were changed. There is no need to be so convoluted unless you're TRYING to screw people over.
I still had the money to pay but now I don't have what I need for the rest of the month. AWFUL. USER. EXPERIENCE.
Decided it was time to start looking for another vehicle, but I dreaded the whole car buying process of being at a dealership all day. I decided to try Capital One Auto and filled out the online pre-qualification and was pre-qualified for 35k. I submitted my employment verification and 2 days later, I was notified that I was pre-approved. I was given a list of dealers in my area that accepted Capital One Auto Loans. Printed my pre-approval letter, went to the dealership and found the vehicle I wanted. I filled out the dealer credit application and gave them my pre-approval to reference and asked that it only be submitted to Capital One to void multiple hard pulls on my credit. They gladly agreed and within 20 mins they came back and said that my pre-approval was approved. Agreed on a down payment, Terms and payment amount. The longest time spent after that was waiting for the sales manager to close the deal. Once I closed the deal, the manager stated that I made it easy on them already having my financing in place. I've had the vehicle for 1 week now and just received my Capital One Auto Welcome email that my account was now available to log in and setup my account. Overall this was the most painless car buying experience I've ever had. Definitely recommend!!!
Closed with Lender: