NMLS# 453156

Capital One

Lender Summary

When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One Auto Navigator. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. 


Lender Notes 
 Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. 


Offer Conditions 
Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. The vehicle must have fewer than 120,000 miles and its model number must be within the last 10 years. In some instances, an older model year or higher mileage (up to 150,000 miles) may be eligible.  For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see www.capitalone.com/cars for more details. 


Offer Description 
To see your real rate and monthly payment while you shop cars, click “continue”, to login.

What they're saying

Ratings & Reviews
4080 Reviews
  • Interest Rates
    Average
  • Fees & Closing Costs
    Average
  • Responsiveness
    Good
  • Customer Service
    Average

Review Breakdown

Capital One is an awesome company!!!

They gave me my first credit card when I was 18 or 19 and have been awesome ever since. I have been a very happy Capital One customer for over 17 years now. I have financed at least 3 vehicles with them. Currently have 2 auto loans with them and another auto loan with another company. But I want to refinance that Beauty with Capital One. I have had financing through the manufacture of the vehicles before and they were good too. But no company is as great as Capital One. Then again I never pay minimum payments on cards. Prefer to pay them in full as much as possible. I also never pay minimum payments on the auto loans. You save on interest and it puts you ahead. So for those of you who complain maybe you should pay extra and then you will eventually be months ahead on your car payments. Then if something comes up you don’t have to make a payment for a month or however many u are paid through. Just saying if your good to Capital One they will be good to you in return. I just had to say something because Capital One is an awesome company. They are even willing to give people second chances. Just be kind to others and in return you will receive the same. Writing bad things about a company that expects you to actually pay your bills on time is just flat out unfair. They gave you a loan when you wanted a new car and now you are bad mouthing them. Not cool!! If they gave everyone a free ride they would be out of business. You would probably have to have owned or own a business to understand I suppose.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

They can’t even pay off prior loan after one month! Pathetic

I refinanced with these guys on December 12,2020. They gave me a lower rate which was awesome. Well it’s January 11,2021 and I had to pay their payment on the first and Huntington Bank’s on the first too! They said it was lost in mail. Typical response from anyone now a days. It’s either Corona or Post office fault. I told them I wanted to cancel today and I wanted my 700 bucks back. I paid a loan to them and they haven’t even paid off the last car loan! So pretty much they pocketed my money while failing to do their job. Btw I called last Tuesday and she said she would overnight them a new check. Today is Monday and they never received! I will never ask for a Capital One loan, refinance or credit card ever again! Spend less in paying actors to make millions on your commercials and more on Americans answering your phones.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Refinance
  • Review Type:

    Lender Review

waste of time

Wants all personal info comes up with minimal lenders.
That want you to log in, and give more info.
No respect for time or privacy.

This review is flagged
  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

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Loan Officer Certifications:

  • Gold Leaf
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  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

Capital One

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