When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. Lender Notes Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. Offer Conditions Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see www.capitalone.com/cars for more details. Offer Description To see your real rate and monthly payment while you shop cars, click “continue”, to login.
The biggest load of BS ever
First, I have been at my job over 10 years. My credit scores are all close to 800. My finances are secure.
Their auto navigator declined me. They said they couldn't discuss it with me, but they would send me a letter.
Their letter said there was an alert on a credit report and they tried to contact me about it.
First, there is no alert. I checked.
Second, there was no call or anything else from them.
Third, their auto navigator people refuse to discuss it.
Sounds like a no-win situation.
By comparison, I got financing with a great rate within a few minutes from another lender.
Won't do business with them again.
I ended up having a higher APR than what was on my Capital Auto Navigator. The process was a bit discouraging.
Great website. Easy to work with.