When you’re pre-qualified, you unlock personalized financing terms with Auto Navigator from Capital One. With Auto Navigator, you can find a car and see your real rate and monthly payment before visiting the dealer—giving you everything you need all in one powerful place. Lender Notes Search millions of cars and see your real rate and monthly payment for each. You can even build your deal and adjust things like down payment, term length, and more. Save time at the dealership by showing them you're pre-qualified with Capital One, then complete a credit application to finish up your financing. Offer Conditions Your Capital One pre-qualification expires 30 days from the date your request for pre-qualification is received. Your Auto Navigator pre-qualification can only be used at participating dealer locations in connection with the purchase of a new or used car, light truck, minivan, or SUV intended for personal use. Vehicle must be 2010 model year or newer and have fewer than 120,000 miles. In some instances, you may be able to purchase a 2008 model year with fewer than 150,000 miles. For new and used vehicles, the minimum Amount Financed is $4,000. Other conditions may apply, see Visit CapitalOne for more details. Offer Description To see your real rate and monthly payment while you shop cars, click “continue”, to login.
COMPLETE WASTE of TIME!!!
My credit is excellent and I was rate shopping. Capital One sent me an email stating I was pre-approved, but I had to call. I called and they again advised me I was pre-approved, but for some reason they couldn't send an SMS to my number and I had to speak with a different department. I got disconnected and had to call again. The next call I spoke with the verification department and was sent a link to their Auto Navigator. The vehicle I had my eye on was there, but no rates were available. They needed me to send proof of residence, which I did. They initially rejected my proof of residence and I had to take time to call again. They approved that, but the rates still weren't available. I read other reviews that stated even if rates were available, it makes no difference. When you go into the dealership, you still have to fill out a credit application and the rates will most likely be different than what Auto Navigator shows... I recommend cutting the B-S and just going to the dealership from the jump, which I did and got an excellent rate.
I was amazed at how convenient the entire process was. From pre-approval to actually signing the contract it couldn't have been easier. Now that my loan has been processed I've been able to handle auto payments through the app without any problems at all. I rate this experience as 5 out of 5 stars and would recommend it to anyone looking for easy auto financing!!!
Capital one is the best!!
Was in a rush to purchase a vehicle. Capital One rushed my process and got me approved with in a few hours! Will always be a loyal Capital One customer! Super fast amd easy. Thanks CAP ONE!
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