NMLS# 539379

4.4 of 5 14 Reviews

Georgia's Own Credit Union

  • Recommended 86%
View Rates Write a Review

Lender Summary

With 80 years of experience helping more than 170,000 people meet their financial needs, Georgia’s Own Credit Union prides itself on our commitment to the communities and businesses we serve.  As a not-for-profit financial institution, Georgia’s Own has no stock holders to pay. Rather, earnings are returned in the form of lower rates on loans, higher interest paid on savings, more free services and financial education programs.

 

We are a full service financial institution for all your lending and savings needs, have convenient in-person and online access options and give access to more than 80,000 surcharge-free ATMs nationwide.  

 

Rating Breakdown

What consumers are saying

Excellent

GA's own offered me a great rate which is why Im switching from my previous credit union. The loan rep, Vijay was great to work with, professional, detailed and very prompt. The site location where I signed my docs was under par to say the least. I really hope I do not have to visit the Douglasville location often. Other than that, I am very pleased with my experience! Thank you Lending Tree for the referral........

Neek from ATLANTA, GA

Reviewed in April 2019

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Good experience - smooth Transaction

Good experience - smooth Transaction

Wilbur from Sevierville, TN

Reviewed in December 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Mershon McNair did an outstanding job for us!

Mershon McNair went above and beyond to help us close our car loan quickly. We were searching for a specific car with specific options and when we found one out of state and negotiated the price, it was a Friday afternoon before I got started on the loan process. Due to some extenuating circumstances and our own very tight schedules, we really wanted to pick up the car on Monday morning - out of state. That left very little time to process the loan and I was frankly skeptical we could pull it off. The loan process involved people in three states to get everything signed. Mershon shepherded everything through seamlessly, even finishing things up Saturday morning on his day off so I could pick up the check at a nearby branch by lunchtime Saturday and be on the road to get the car out of state. From our first contact to check in hand was less than 24 hours and very much appreciated as it saved our schedules for the week and ensured that we got the exact car we wanted at a great price. I was so impressed with Mershon's professionalism and ability to get the job done in such a tight turnaround. And the rate was great - better than the dealer or other options we had. Thank you so much Mershon!

Robert from Alpharetta, GA

Reviewed in March 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Pulling Credit Score without permission

This credit union pulled my score without permission from my side as well. Just absolutely unacceptable. I will never think of doing business with this credit union, nor will i tell anything good about it to anybody. Horrible, I`m really upset about that.

Marc from Gainesville, GA

Reviewed in January 2018

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

5 Stars, excellent rates and service

Excellent rates, and awesome service, surely recommend to friend and family.

Arun from Cumming, GA

Reviewed in October 2017

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Excellent experience, 5 Stars

TiJuana was very helpful and prompt throughout the process, she made the Auto loan experience seamlessly easy for me. Rates were the best, I took quotes from multiple banks but they were the best.
It just took me few hours to close everything. Thank you and will surely recommend GA Own Credit Union. Thank you Tijuana.

Arun from Cumming, GA

Reviewed in October 2017

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Loan Officer Review

Hard Credit Score Pulls without Permission

This company does a hard pull of your credit rating without your permission. Please, don't lower my credit score without me even filling out an application. Please!

LaSandra from Atlanta, GA

Reviewed in October 2017

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Best rate and service

Not only did this institution offer the best rate (I came across no dealership would could even meet it), but once I identified the vehicle I wanted to purchase, I had a check in my hand in less than 48 hours.

Tammy from Acworth, GA

Reviewed in September 2017

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Lender Review

Helpful, efficient, responsive!

TiJuana was very helpful, very responsive to emails and phone calls, helped navigate the process quickly and efficiently. Overall the whole loan process was about as smooth and as fast as you could expect. Would definitely use Georgia's Own again.

Cameron from Atlanta, GA

Reviewed in August 2017

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Loan Officer Review

auto refinance

Very Professional and easy to work with

Barry from Smyrna, GA

Reviewed in August 2017

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan or Auto Refinance
  • Review Type:

    Loan Officer Review

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