iNet

Lender Summary

iNet Lending offers competitive rate loans for the purchase of RV’s, Boats, Motorcycles, UTV’s and Horse Trailers. Depending on the loan amount we offer terms up to 240 months. Flexible programs allow us to fund loans from $5,000 to $300,000 on units up to 15 model years old. Whether you’re buying from a Dealership or an individual iNet has a loan for you! We are also proud to offer a wide range of insurance products to protect your purchase through our in-house Insurance Agency licensed in all states except Alaska and Hawaii.

What they're saying

Ratings & Reviews
65 Reviews
  • Interest Rates
    Excellent
  • Fees & Closing Costs
    Excellent
  • Responsiveness
    Excellent
  • Customer Service
    Excellent

Review Breakdown

Not so good of an experience

We had and opportunity to purchase a boat at an extremely good price. After meeting with the seller, they agreed to give me the 1st right of refusal.
I applied online at Lending Tree and was matched with multiple financial institutions. These matches provide me potential loan terms. One of the companies I was matched with was INET.
After a couple hours, I received a call from an INET agent requesting some additional information. I provided the additional information and awaited their call. Later that day I missed a call from the agent. She left a voicemail informing me the loan was conditionally approved "pending" verification of income. I tried to call her back and I guess they had already left for the day.
The next morning I sent my most recent paystubs via email and also requested the "conditionally approved" loan terms. Her response was "I can not provide that until we receive your 2021 W2's as well". B.S. you have seen my credit, you have seen the NADA value of the boat, you have seen my income and my debt to income ratio that confirms my ability to repay the loan. There should be no reason why you can't give me the offered interest rate based on loan length just like every other finance company can and has.
I found INET to be a general waste of time.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

poor experience

Asked a few times to get an email explaining cost breakdown that was refused. Lots of fees I was not clear on on but could have just been my lack of knowledge. I decided to use another lender and was then hung up on when I spoke to the lender.

  • LendingTree Customer:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

A little confusing at first but that was to be expected during the Christmas holidays.

Once the paperwork was done, everything else was pretty smooth. Victoria was very helpful in explaining the process and helping me correct any errors.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

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