LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
utterly disappointed
Total waste of time, credit score above 700, over 100,000 in home equity, 163,500 in checking account, 401k (26k), 19% DTI and annual salary over 130,000 a year. Requesting mid 20k loan, 60 months term but shockingly surprised that i was denied. I was never asked to verify any of the information on the loan application only a late mortgage payment in 2014 and not forgetting to mention that I've owned the home since 2011. I've satisfied two car loans since 2001 both totaling 108 months term without ever being late and all credit cards have a zero balance. I'm fortunate to have enough liquid cash in my personal account to purchase my first dream Classic car but i didn't want to fork out that much cash at one time.
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Fast
It was so easy and if you had to call customer service they were very helpful and courteous. Would recommend them to friends and relatives. I couldn't believe how fast service was.
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2012 Ram 3500 refinance
After reading the reviews , I am certainly passing on this Lightstream auto lender. Twice the paperwork ,documents etc bla bla. Ridiculous. Many people have simuliar conditions as myself. Looking to refinance my 2012 Ram 3500 quad cab Laramie 4x4 with 18k miles. Still books at over $460**.00. I only owe $20-210**.00. More than double value virus's loan ( total no brainer can't loose offer to lend however with my score at 610 and self employed ,I can just imagine the foolishness to only be rejected with such a sweet collateral investment. Guess I will continue shopping lenders. Lightstream quated me a rate of 1.9% for 48 months. Ha ha. Thanks for the reviews. Prevented another lengthy disappointment.
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