4.1 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
False "pre approved" loan
They Gave me a great pre approved rate. Then declined my app. They said it was because I don't make or have enough money. That's the point of a loan. I have a great credit score and a full time job with a decent salary.
Thanx for nothing light stream
Seemed too good to be true
By far the easiest loan process I've ever experienced. I've got good credit in the 750-780 range. I was able to get a 1.99% unsecured auto loan for 215**. Within a day they approved my application and set out the terms of the loan. Signed papers the following day(today) and I'm expecting disbursement tomorrow. The 1.99% was by far the best rate I've seen anywhere. I'm extremely satisfied. I've heard many do not qualify and are rejected, but considering quickness, ease, and rates, it is WELL worth your time to apply.
It took less than 24 hours from applying for a loan to having the funds in my account. I was looking for a low interest car loan ($32K) and was approved in less than an hour with amazing interest rate for an unsecured loan. There were no closing costs, no hidden fees - easiest car loan experience I've ever had! Highly recommended!