LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.

What they're saying

Ratings & Reviews
358 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

My score is 769 and I was turned down!

They turned me down for a used car loan. My credit score is 769. My income is sufficient. Never had a late bill. They are too picky. Don't even bother!

  • LendingTree Customer:

    Yes

Horrible customer service, actually NONE

I don't understand why I was offered a loan on your website and now that I've put in the complete application with LightStream, I am denied. I was unable to talk to anyone about my application prior to or now that I've been denied. Horrible customer service.

  • LendingTree Customer:

    Yes

Good Experience in the Loan Process

I just finished the loan process and we will have the funds in two days to purchase the land for our dream retirement home. Our experience was great! The rates were lower than my credit union. Of course, my wife and I both have excellent credit (over 800). I think many of the negative reviews come from people with less than the best credit. I can tell you, since my dad was a banker all his life, that having poor credit will get you many unsatisfactory interactions with loan companies. My wife and I are very pleased with LightStream so far.

  • LendingTree Customer:

    Yes
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

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