LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.

What they're saying

Ratings & Reviews
358 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

False "pre approved" loan

They Gave me a great pre approved rate. Then declined my app. They said it was because I don't make or have enough money. That's the point of a loan. I have a great credit score and a full time job with a decent salary.
Thanx for nothing light stream

  • LendingTree Customer:

    Yes

Seemed too good to be true

By far the easiest loan process I've ever experienced. I've got good credit in the 750-780 range. I was able to get a 1.99% unsecured auto loan for 215**. Within a day they approved my application and set out the terms of the loan. Signed papers the following day(today) and I'm expecting disbursement tomorrow. The 1.99% was by far the best rate I've seen anywhere. I'm extremely satisfied. I've heard many do not qualify and are rejected, but considering quickness, ease, and rates, it is WELL worth your time to apply.

  • LendingTree Customer:

    Yes

Great experience

It took less than 24 hours from applying for a loan to having the funds in my account. I was looking for a low interest car loan ($32K) and was approved in less than an hour with amazing interest rate for an unsecured loan. There were no closing costs, no hidden fees - easiest car loan experience I've ever had! Highly recommended!

  • LendingTree Customer:

    Yes
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

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