4.1 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
Very fast and easy, best rate I found and customer service was very easy to talk to.
Don't Waste Your Time
My wife went through 2 denials, each time requesting more funds/income or a co-signer in order to qualify for only a 10k Anything Loan. She has a 775 FICO, 8K in her checking, and 3K in a money market account. She also provided a paystub to verify her income of nearly 50k. Loan request was 10k. Went elsewhere and received the loan without question. Will avoid any company related to SunTrust going forward. The credit manager and phone reps were rude and didn't appear too interested in making loans to quality applicants.
Really, I mean REALLY
823 FICO score and turned down to combine two auto loans for under 20K. I have spotless credit and I am building wealth but apparently not fast enough because amount of liquid assets are the reason I was turned down. I put most of my extra in pretax retirement accounts and they would not consider that liquid.