LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.

What they're saying

Ratings & Reviews
358 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

Great

Very fast and easy, best rate I found and customer service was very easy to talk to.

  • LendingTree Customer:

    Yes

Don't Waste Your Time

My wife went through 2 denials, each time requesting more funds/income or a co-signer in order to qualify for only a 10k Anything Loan. She has a 775 FICO, 8K in her checking, and 3K in a money market account. She also provided a paystub to verify her income of nearly 50k. Loan request was 10k. Went elsewhere and received the loan without question. Will avoid any company related to SunTrust going forward. The credit manager and phone reps were rude and didn't appear too interested in making loans to quality applicants.

  • LendingTree Customer:

    Yes

Really, I mean REALLY

823 FICO score and turned down to combine two auto loans for under 20K. I have spotless credit and I am building wealth but apparently not fast enough because amount of liquid assets are the reason I was turned down. I put most of my extra in pretax retirement accounts and they would not consider that liquid.

  • LendingTree Customer:

    Yes
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

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