4.1 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
The same as what they all said. They approve and then they deny. I suppose they did me a favor though. I will go with a more reputable company.
DECLINED AFTER A`PPROVED
WAS APPROVED AND AFTER I FILLED OUT THE APP I WAS DECLINED
surprised at denial
checked credit this am with Experian, 776 score. income good and very stable, no credit card debt. wanted a 38k loan for 4 years. 3 other offers at same interest rate approved with little to no stipulations. got email back from lightstream declining it... Had 40k loan with Suntrust (same company) for wife's car over a 5 year term and we paid it off earlier this year and only 2 years into the loan. scratching my head, doesn't make sense. Not trying to be on a pedestal, but with a good credit score and no car, credit card, medical or student loan debt and they decline me, who are they going to loan to?