LightStream

Lender Summary

LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.

What they're saying

Ratings & Reviews
358 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

Terrible company

The same as what they all said. They approve and then they deny. I suppose they did me a favor though. I will go with a more reputable company.

  • LendingTree Customer:

    Yes

DECLINED AFTER A`PPROVED

WAS APPROVED AND AFTER I FILLED OUT THE APP I WAS DECLINED

  • LendingTree Customer:

    Yes

surprised at denial

checked credit this am with Experian, 776 score. income good and very stable, no credit card debt. wanted a 38k loan for 4 years. 3 other offers at same interest rate approved with little to no stipulations. got email back from lightstream declining it... Had 40k loan with Suntrust (same company) for wife's car over a 5 year term and we paid it off earlier this year and only 2 years into the loan. scratching my head, doesn't make sense. Not trying to be on a pedestal, but with a good credit score and no car, credit card, medical or student loan debt and they decline me, who are they going to loan to?

  • LendingTree Customer:

    Yes
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LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

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