4.1 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
Accepted then rejected
I was accepted, went through with the process but was then rejected. At least they were quick about it and offered competitive rates.
Don't waste your time.
They turned down a $20,000 loan for my wife and I. Our credit scores are 800 for both agencies that they used. Our debt to income ratio is 20%. Neither of us has any negative marks on our credit.
Anyone can advertise great rates, but if you don't approve loans what good is it. Don't waste your time applying to this company.
Where I'm gonna sign?
Best interest rate I've seen...