4.1 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
Great rates and fast response on finance rates!
Great rates and fast response on finance rates. I used LightStream to purchase a used sports car. They were able to provide better rates than other lenders and I knew the terms of the loan in time to support the purchase of the vehicle.
Their rates were better than what could be offered at the used car dealership!
This was an amazingly easy and seamless process. No complications, the loan was approved online and the money wired to my bank account about a week before I needed it.
Do not waste your time
Lending tree gave "preapproval" auto loan rates from LightStream at 4.79% for 6 years. Applied and got denied. Saying lack of recent installment loan information, no recent revolving balances and a few others.
But yet I just paid off a 6 year auto loan in March 2018, have a personal loan currently, have had both in the past as well, own my home and have all my credit cards paid off the end of each cycle. What more do they want?
Oh and the dealer got it financed with no issue.