LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
Fast process from start to end. Very competitive rate. Funds were provided on time.
Harry from Kansas City, MO
Reviewed in September 2018
LendingTree Customer:
Yes
Loan Type:
Auto Loan or Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Great example of a company doing it right
They were amazing. Applied at 1030PM on iPAD. Approval email at 9AM next day, wired funds to my account by 2PM. The whole process took less than 24 hours which shocked me and they even called to confirm wiring instructions and make sure everything was good. Who does that anymore? Evidently LightStream does and they crushed Customer Experience and Service. I don't think my wife and I have ever had a process this smooth and simple regarding a loan. I would HIGHLY recommend them and will try to use them for any other needs we have in the future. So happy and still in a bit of shock :) This should be the standard.
Jeff from Broomfield, CO
Reviewed in September 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Great Experience!!!
This Auto loan was quick and easy. Decision was almost instantly. The best of all it was all done online. I had the loan amount deposited into my personal checking account and went and found the car I wanted and was able to negotiate better with the dealership. I would definitely use LightStream again.
Gregory from Atlanta, GA
Reviewed in September 2018
LendingTree Customer:
Yes
Loan Type:
Auto Loan or Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Easy to do loans
This was the simplest loan process I ever encountered. I got a great rate and when I needed to modify the loan, it was simple and approved right away.
James from Charleston, SC
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Auto Loan or Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Skeptic turned true believer.
I was initially skeptical of an online only institution for my auto loan. Traditionally, I would go to my local bank, check their rate offered against whatever the car dealer would offer, and go with the best offer. So this time I decided to give it a try - and how glad I did!
LightStream's offer on percentage rate was by FAR the LOWEST (the difference of about 2 and a half car payments), and my interactions with the company has been nothing but pleasant and straightforward. Everything was explained upfront, in clear easy language, and accepting the terms of their loan was as easy as pushing a button, printing out some documents to hand to the car dealer, and letting them know where to wire the monies and when I want payment taken from my account. Simple, straightforward, and pleasant. When's the last time you could say that about acquiring an automobile loan?
Matthew from Florence, KY
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Auto Loan or Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Quick and Convenient
Got an auto loan through Light Stream, it was fast, quick ,convenient and thorough! Had money in my account 3 day after application. There is a credit check and must upload documents needed for loan. Would highly recommend giving LightSteam a try.
Perry from Coffeeville, MS
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Auto Loan or Auto Refinance
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Online Process was Great
Great experience. I received the rate I was quoted on lendingtree. No fees. It took one day to finalize my application and get approval, and I had the money the next day. Couldn't be happier.
Eric from Torrington, CT
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(5 of 5)stars
Recommended
LightStream loans when you need them
Very easy to communicate with and extremely quick responses to any questions, Rote was grate for my credit score and the processing time was amazing.
Leo from Casselberry, FL
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Personal Loan
Review Type:
Lender Review
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(5 of 5)stars
Recommended
Satisfied
Could not have been simpler. A pleasure to deal with!
Richard from Houston, TX
Reviewed in August 2018
LendingTree Customer:
Yes
Loan Type:
Auto Loan or Auto Refinance
Review Type:
Lender Review
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LendingTree Certification:
The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
LendingTree Certification:
Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.
Loan Officer Certifications:
Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.
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