4.2 of 5stars328 Reviews

LightStream

  • Recommended Lender
    Recommended 71%
Write a Review

Lender Summary

LightStream is the nation’s premier online consumer lender, and a division of SunTrust Bank. We offer low-interest, fixed-rate loans of $5,000- $100,000 to people with good credit, and a refreshingly simple online loan process. No fees.

What they're saying

Ratings & Reviews
328 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

So easy!

LightStream wasn’t even on my radar, until they were the ones I went with. Super easy! They will even deposit funds into your personal bank account (same day!) and allow automatic payments from your personal bank account. If you’re having trouble getting approved, then I Highly recommend LightStream. I have a high credit score, but a thin credit file, which seems to be LightStream’s niche. Check them out for yourself.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Great experience

I am extremely happy with LightStream. I found a vehicle. Then, I applied with LendingTree and was offered several good rates and companies. LightStream had the lowest therefore I closed them. The interest rate was 1% higher than what the offered showed, but still better than the others. The funds were deposited in my bank account within 3 hours. I later paid off the car to the car dealership. I would definitely refer this company to others.

This review is flagged
  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
This review is flagged
Do you want to flag this review?

Seamless experience

I took out many loans in the past, and i have to say, this was so seamless, that i will be a customer for life.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
×

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:

Do
Don't

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

Let's answer a few short questions and see what offers LightStream and other lenders may have for you.