4.1 of 5starsRead Reviews
LightStream is the nation’s premier online consumer lender, offering low-interest, fixed-rate loans to borrowers with good credit. Our loan amounts range from $5,000 - $100,000, and we take pride in providing a simple online process with zero fees. With LightStream, you’re in control – you can walk into the dealership as a cash buyer, or fund that classic car you’ve been dreaming about.
Declined after Approved
3 other loans approved but Lightstream after providing approval sent a denial
Very suspicious behavior for a credit lender
Quick, Easy, Great Rate
LightSream is part of SunTrust Bank. I was very impressed by the simple application, quick follow-up, and that everything - I mean: everything - was handled online ... no phone calls, no long wait times, and no faxes. As long as my funds are delivered as scheduled this week, I'd say this is as about as ideal as a loan process could be.
Accepted then rejected
I was accepted, went through with the process but was then rejected. At least they were quick about it and offered competitive rates.