4.2 of 5stars329 Reviews

LightStream

  • Recommended Lender
    Recommended 71%
Write a Review

Lender Summary

LightStream is the nation’s premier online consumer lender, and a division of SunTrust Bank. We offer low-interest, fixed-rate loans of $5,000- $100,000 to people with good credit, and a refreshingly simple online loan process. No fees.

What they're saying

Ratings & Reviews
329 Reviews
  • Interest Rates
    Good
  • Fees & Closing Costs
    Good
  • Responsiveness
    Good
  • Customer Service
    Good

Review Breakdown

Fast and easy

Second time I have used LightStream. The process is fast, easy, and they have great rates. They are the only personal lender to use.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Quick & Easy

Will definitely work with them again. The process was quick and easy. Applied and had my money in my account the next business day!

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review

Quick and easy experience. Definitely recommended.

I could not be happier with LightStream. I was extremely happy with my low interest rate. They let you know up front that approval of funds and lower interest rates are subject to a high credit score and enrolling in auto payment. I filed online and the entire process, from submittal to underwriting, took less than 24 hours, and the money was deposited in my bank in less than three days. I got to choose a delivery date and I chose a later date to avoid fees by my banking establishment. Other loan service providers were giving me approval interest rates at TRIPLE what I got from LightStream. Will definitely use their services again if the need arises.

  • Closed with Lender:

    Yes
  • Loan Type:

    Auto Loan
  • Review Type:

    Lender Review
×

Thank you for sharing your experience

Here are a few tips for writing a top-notch review for a company in our marketplace:

Do
Don't

LendingTree Certification:

The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.

LendingTree Certification:

  • Certified Lender
    Certified Lenders have demonstrated their organizational commitment to employee development, at least 50% of their loan professionals have been certified while also providing exemplary service to LendingTree consumers.

Loan Officer Certifications:

  • Gold Leaf
    Gold Leaf is the cornerstone of the loan officer certification program and is designed to recognize loan officers committed to their own professional development while adhering to LendingTree best practices. Gold Leaf recipients know the fundamentals of LendingTree and online lending, they are equipped with the necessary skills to be best-in-class loan professionals.
  • Certified President's Club
    President’s Club is presented to an elite group of loan officers based on success levels in several areas including adherence to LendingTree best practices, commitment to professional development and dedication to customer excellence. Recipients have also met all Gold Leaf criteria.

LightStream

Let's answer a few short questions and see what offers LightStream and other lenders may have for you.