NMLS# 1003417
RateGenius is the largest vehicle refinance services provider in the country. With a network of 150+ lenders, rateGenius can find customers the most competitive interest rates on new purchase or refinance loans. With no finance fees or costs to the consumer, rateGenius can help you save the most on your vehicle.
Decent experience
Overall I am happy with the interest rate and monthly payment. The loan process seemed to take longer than expected. I understand Texas was experiencing a bad weather event, but feel the communication of the delay could have been better managed. I would use them again.
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easy and done in just a few days
Really easy got me a great rate and everyone worked hard and fast to get this done in just a few days
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Incompetent and terrible communication
Seriously one of the worst experiences I’ve had with any company, in any line of business. The entire process to complete an end of lease purchase took approximately 8 weeks! As a result I went past the end of my lease term. This was after initially being quoted and “approved” for a loan within the first day or two. After that it was a complete headache. It quickly became obvious that the individuals I was “working” with were grossly incompetent and/or immensely overloaded with work. Days would go by without hearing anything. More than once I got an email at the end of their workday on a Friday telling me they’d look into what was going on. Calling them is a joke—I never got anything but voicemail. Once I received a request for docs that were obviously regarding someone else’s loan. Multiple times I was asked for information and documentation I’d already previously provided. Things only got done after I demanded to speak with supervisors/managers. I should have walked away from the whole thing. Ultimately my loan got done, but under no circumstance would I recommend the painfully ironic Rate Genius to anyone.
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The LendingTree Certification Program recognizes Lenders and Loan Officers with outstanding performance on the LendingTree Network, they are committed to providing exceptional customer service and are graduates of LendingTree University.
